IFSC Code of Canara Bank, Uthirakidikaval Branch, Tamil Nadu

Below are the complete branch details for Canara Bank, UTHIRAKIDIKAVAL branch, located in NAMAKKAL, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0004048. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0004048 for Canara Bank – UTHIRAKIDIKAVAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Canara Bank's UTHIRAKIDIKAVAL branch, the IFSC CNRB0004048 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 004048 identifies this particular branch.

Branch details at a glance

Bank profile

Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Uthirakidikaval branch — IFSC CNRB0004048 — extends the bank's services to customers in and around Namakkal, Tamil Nadu.

Uthirakidikaval branch overview

Located at PANCHAYAT LIBRARY BUILDING, UTHIRIKIDIKAVAL, THUTHIKULAM POST, PINCODE 637 404, NAMAKKAL DISTRICT, TAMILNADU, the Uthirakidikaval branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0004048 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's UTHIRAKIDIKAVAL branch came to be assigned the code CNRB0004048.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0004048, money simply cannot be routed to the UTHIRAKIDIKAVAL branch electronically.

How to transfer money using IFSC CNRB0004048

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004048 across all three.

NEFT to Canara Bank, UTHIRAKIDIKAVAL using IFSC CNRB0004048

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0004048, and confirm that the system picks up Canara Bank – UTHIRAKIDIKAVAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to UTHIRAKIDIKAVAL

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's UTHIRAKIDIKAVAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0004048 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Canara Bank – UTHIRAKIDIKAVAL, use IMPS. With IFSC CNRB0004048 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CNRB0004048 for Canara Bank – UTHIRAKIDIKAVAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Uthirakidikaval branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's UTHIRAKIDIKAVAL branch, the IFSC CNRB0004048 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Uthirakidikaval branch

Once you have an account at Canara Bank – UTHIRAKIDIKAVAL, the IFSC CNRB0004048 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Uthirakidikaval branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4286-242290.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0004048

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0004048 and the account number together uniquely identify the Uthirakidikaval branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC CNRB0004048

Canara Bank customers can register for net banking and the bank's official mobile app once their account at the UTHIRAKIDIKAVAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0004048 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – UTHIRAKIDIKAVAL:

• The IFSC is exactly CNRB0004048 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and UTHIRAKIDIKAVAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Uthirakidikaval branch

The branch is located at PANCHAYAT LIBRARY BUILDING, UTHIRIKIDIKAVAL, THUTHIKULAM POST, PINCODE 637 404, NAMAKKAL DISTRICT, TAMILNADU, which puts it inside Namakkal, the broader Namakkal district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Canara Bank Uthirakidikaval branch” — the verified location pin for IFSC CNRB0004048 should appear at the top of the results.
2. Confirm the branch is open by calling 4286-242290 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0004048 and your account number.

Verifying IFSC CNRB0004048 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0004048 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 4286-242290.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Uthirakidikaval branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0004048, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0004048 belongs to Canara Bank's UTHIRAKIDIKAVAL branch, located at PANCHAYAT LIBRARY BUILDING, UTHIRIKIDIKAVAL, THUTHIKULAM POST, PINCODE 637… in NAMAKKAL, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.