If you are searching for the IFSC code of Canara Bank, MUZAFFARNAGAR SAVINGS BRANCH branch in MUZAFFARNAGAR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is CNRB0002602. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MUZAFFARNAGAR SAVINGS BRANCH branch, and detailed step-by-step guides for using the IFSC CNRB0002602 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0002602 is the IFSC of Canara Bank's MUZAFFARNAGAR SAVINGS BRANCH branch. The format is fixed: CNRB = bank code, 0 = reserved, 002602 = branch identifier.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Muzaffarnagar Savings Branch |
| IFSC Code | CNRB0002602 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CIRCULAR ROAD, SOUTH CIVILL LINES, MUZAFFARNAGAR 251001 |
| City | Muzaffarnagar |
| District | Muzaffarnagar |
| State | Uttar Pradesh |
| STD Code | 131 |
| Phone | 2620079 |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Muzaffarnagar Savings Branch branch in Muzaffarnagar, Uttar Pradesh is part of this network and uses the IFSC code CNRB0002602 for all electronic settlement.
About the Muzaffarnagar Savings Branch branch
The Muzaffarnagar Savings Branch branch of Canara Bank is situated at CIRCULAR ROAD, SOUTH CIVILL LINES, MUZAFFARNAGAR 251001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0002602 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's MUZAFFARNAGAR SAVINGS BRANCH branch came to be assigned the code CNRB0002602.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0002602, money simply cannot be routed to the MUZAFFARNAGAR SAVINGS BRANCH branch electronically.
How to transfer money using IFSC CNRB0002602
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0002602 across all three.
NEFT to Canara Bank, MUZAFFARNAGAR SAVINGS BRANCH using IFSC CNRB0002602
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0002602, and confirm that the system picks up Canara Bank – MUZAFFARNAGAR SAVINGS BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0002602
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – MUZAFFARNAGAR SAVINGS BRANCH, ensure your bank's portal accepts IFSC CNRB0002602 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – MUZAFFARNAGAR SAVINGS BRANCH, use IMPS. With IFSC CNRB0002602 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0002602 for Canara Bank – MUZAFFARNAGAR SAVINGS BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0002602 | Yes – CNRB0002602 | Yes – CNRB0002602 |
For most retail customers crediting the Muzaffarnagar Savings Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's MUZAFFARNAGAR SAVINGS BRANCH branch, the IFSC CNRB0002602 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Muzaffarnagar Savings Branch branch is mapped to IFSC CNRB0002602 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0002602.
Products and services
Customers walking into the Muzaffarnagar Savings Branch branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0002602
MICR & cheque-truncation details
Cheques drawn on the Muzaffarnagar Savings Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0002602 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CNRB0002602
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the MUZAFFARNAGAR SAVINGS BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0002602 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CNRB0002602
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – MUZAFFARNAGAR SAVINGS BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0002602. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Muzaffarnagar Savings Branch branch sits at CIRCULAR ROAD, SOUTH CIVILL LINES, MUZAFFARNAGAR 251001. If you are travelling from outside Muzaffarnagar, search for the branch on a maps application using the bank name and locality, or call 131-2620079 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0002602 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0002602 for Canara Bank – MUZAFFARNAGAR SAVINGS BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Muzaffarnagar Savings Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0002602, however, work 24x7.
Branch address & contact
Canara BankMuzaffarnagar Savings Branch Branch
CIRCULAR ROAD, SOUTH CIVILL LINES, MUZAFFARNAGAR 251001
Muzaffarnagar, Uttar Pradesh
Phone: 131-2620079
IFSC: CNRB0002602
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Muzaffarnagar Savings Branch branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0002602 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Muzaffarnagar Savings Branch reflect within 30 minutes.
Is IFSC CNRB0002602 the same for all accounts at Muzaffarnagar Savings Branch branch?
Yes. The IFSC CNRB0002602 is shared by every account held at Canara Bank's Muzaffarnagar Savings Branch branch. Only the account number changes from customer to customer.
Does Canara Bank Muzaffarnagar Savings Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 131-2620079 to confirm.
What is the phone number of Canara Bank Muzaffarnagar Savings Branch branch?
You can reach the branch at 131-2620079 during regular banking hours.
What is the IFSC code of Canara Bank Muzaffarnagar Savings Branch branch?
The IFSC code of Canara Bank, Muzaffarnagar Savings Branch branch is CNRB0002602. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code CNRB0002602 belongs to Canara Bank's MUZAFFARNAGAR SAVINGS BRANCH branch, located at CIRCULAR ROAD, SOUTH CIVILL LINES, MUZAFFARNAGAR 251001 in MUZAFFARNAGAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
