If you are searching for the IFSC code of Canara Bank, MUZAFFARNAGAR R O branch in MUZAFFARNAGAR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is CNRB0006978. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MUZAFFARNAGAR R O branch, and detailed step-by-step guides for using the IFSC CNRB0006978 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0006978 is the IFSC of Canara Bank's MUZAFFARNAGAR R O branch. The format is fixed: CNRB = bank code, 0 = reserved, 006978 = branch identifier.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Muzaffarnagar R O branch in Muzaffarnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0006978.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Muzaffarnagar R O |
| IFSC Code | CNRB0006978 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PARIKRAMA MARG CIRCULAR ROAD OPP NEW HORIZON SCHOOL MUZAFFAR NAGAR UTTAR PRADESH 251002 |
| City | Muzaffarnagar |
| District | Muzaffarnagar |
| State | Uttar Pradesh |
| Phone | 9412710798 |
Muzaffarnagar R O branch overview
Located at PARIKRAMA MARG CIRCULAR ROAD OPP NEW HORIZON SCHOOL MUZAFFAR NAGAR UTTAR PRADESH 251002, the Muzaffarnagar R O branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0006978 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's MUZAFFARNAGAR R O branch came to be assigned the code CNRB0006978.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0006978, money simply cannot be routed to the MUZAFFARNAGAR R O branch electronically.
Products and account variants supported
Every account opened at the Muzaffarnagar R O branch is mapped to IFSC CNRB0006978 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0006978.
Products and services
Customers walking into the Muzaffarnagar R O branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0006978
How to transfer money using IFSC CNRB0006978
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0006978 across all three.
NEFT to Canara Bank, MUZAFFARNAGAR R O using IFSC CNRB0006978
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0006978, and confirm that the system picks up Canara Bank – MUZAFFARNAGAR R O. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MUZAFFARNAGAR R O
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's MUZAFFARNAGAR R O branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0006978 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank MUZAFFARNAGAR R O (IFSC CNRB0006978)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0006978 in your mobile or internet banking app, and the money is credited to the MUZAFFARNAGAR R O branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0006978 for Canara Bank – MUZAFFARNAGAR R O, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0006978 | Yes – CNRB0006978 | Yes – CNRB0006978 |
For most retail customers crediting the Muzaffarnagar R O branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0006978
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – MUZAFFARNAGAR R O is still mapped to IFSC CNRB0006978. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0006978 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CNRB0006978
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the MUZAFFARNAGAR R O branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0006978 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0006978 and the account number together uniquely identify the Muzaffarnagar R O branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – MUZAFFARNAGAR R O:
- The IFSC is exactly CNRB0006978 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and MUZAFFARNAGAR R O as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Muzaffarnagar R O branch sits at PARIKRAMA MARG CIRCULAR ROAD OPP NEW HORIZON SCHOOL MUZAFFAR NAGAR UTTAR PRADESH 251002. If you are travelling from outside Muzaffarnagar, search for the branch on a maps application using the bank name and locality, or call 9412710798 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0006978 and your account number.
Verifying IFSC CNRB0006978 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0006978 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9412710798.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Muzaffarnagar R O are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0006978 continue to work without interruption.
Branch address & contact
Canara BankMuzaffarnagar R O Branch
PARIKRAMA MARG CIRCULAR ROAD OPP NEW HORIZON SCHOOL MUZAFFAR NAGAR UTTAR PRADESH 251002
Muzaffarnagar, Uttar Pradesh
Phone: 9412710798
IFSC: CNRB0006978
Frequently asked questions
How quickly will an NEFT transfer using CNRB0006978 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Muzaffarnagar R O reflect within 30 minutes.
What is the IFSC code of Canara Bank Muzaffarnagar R O branch?
The IFSC code of Canara Bank, Muzaffarnagar R O branch is CNRB0006978. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Canara Bank Muzaffarnagar R O branch?
You can reach the branch at 9412710798 during regular banking hours.
Can I use IFSC CNRB0006978 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0006978 to send funds instantly.
Does Canara Bank Muzaffarnagar R O branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9412710798 to confirm.
Is IFSC CNRB0006978 valid for NEFT and RTGS?
Yes. IFSC CNRB0006978 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Canara Bank Muzaffarnagar R O as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0006978, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code CNRB0006978 belongs to Canara Bank's MUZAFFARNAGAR R O branch, located at PARIKRAMA MARG CIRCULAR ROAD OPP NEW HORIZON SCHOOL MUZAFFAR NAGAR UTTAR… in MUZAFFARNAGAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
