If you are searching for the IFSC code of Canara Bank, GHANSOLI branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is CNRB0004223. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GHANSOLI branch, and detailed step-by-step guides for using the IFSC CNRB0004223 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0004223 is the IFSC of Canara Bank's GHANSOLI branch. The format is fixed: CNRB = bank code, 0 = reserved, 004223 = branch identifier.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Ghansoli |
| IFSC Code | CNRB0004223 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO. 8 9, TRISHUL GOLD COAST, PLOT NO. 13,14 15, SECTOR 9, GHANSOLI, NAVI MUMBAI 400709 |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 1234567890 |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ghansoli branch in Mumbai, Maharashtra is part of this network and uses the IFSC code CNRB0004223 for all electronic settlement.
About this branch
The branch is located at SHOP NO. 8 9, TRISHUL GOLD COAST, PLOT NO. 13,14 15, SECTOR 9, GHANSOLI, NAVI MUMBAI 400709. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0004223 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's GHANSOLI branch came to be assigned the code CNRB0004223.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0004223, money simply cannot be routed to the GHANSOLI branch electronically.
How to transfer money using IFSC CNRB0004223
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004223 across all three.
NEFT to Canara Bank, GHANSOLI using IFSC CNRB0004223
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0004223, and confirm that the system picks up Canara Bank – GHANSOLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0004223
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – GHANSOLI, ensure your bank's portal accepts IFSC CNRB0004223 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – GHANSOLI, use IMPS. With IFSC CNRB0004223 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Ghansoli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0004223:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GHANSOLI is still linked to IFSC CNRB0004223.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's GHANSOLI branch, the IFSC CNRB0004223 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ghansoli branch is mapped to IFSC CNRB0004223 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0004223.
Products and services
Customers walking into the Ghansoli branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0004223
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0004223 and the account number together uniquely identify the Ghansoli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CNRB0004223
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the GHANSOLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0004223 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – GHANSOLI:
- The IFSC is exactly CNRB0004223 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and GHANSOLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ghansoli branch sits at SHOP NO. 8 9, TRISHUL GOLD COAST, PLOT NO. 13,14 15, SECTOR 9, GHANSOLI, NAVI MUMBAI 400709. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 91-1234567890 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0004223 and your account number.
Verifying IFSC CNRB0004223 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0004223 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-1234567890.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ghansoli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0004223, however, work 24x7.
Branch address & contact
Canara BankGhansoli Branch
SHOP NO. 8 9, TRISHUL GOLD COAST, PLOT NO. 13,14 15, SECTOR 9, GHANSOLI, NAVI MUMBAI 400709
Mumbai, Maharashtra
Phone: 91-1234567890
IFSC: CNRB0004223
Frequently asked questions
What is the IFSC code of Canara Bank Ghansoli branch?
The IFSC code of Canara Bank, Ghansoli branch is CNRB0004223. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Canara Bank Ghansoli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0004223, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ghansoli branch but serve different purposes.
Is IFSC CNRB0004223 the same for all accounts at Ghansoli branch?
Yes. The IFSC CNRB0004223 is shared by every account held at Canara Bank's Ghansoli branch. Only the account number changes from customer to customer.
Does Canara Bank Ghansoli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-1234567890 to confirm.
What is the phone number of Canara Bank Ghansoli branch?
You can reach the branch at 91-1234567890 during regular banking hours.
Where is Canara Bank Ghansoli branch located?
Canara Bank's Ghansoli branch is located at SHOP NO. 8 9, TRISHUL GOLD COAST, PLOT NO. 13,14 15, SECTOR 9, GHANSOLI, NAVI MUMBAI 400709, Mumbai, Maharashtra.
Can I use IFSC CNRB0004223 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0004223 to send funds instantly.
Final notes
To recap: CNRB0004223 is the IFSC code of Canara Bank, GHANSOLI branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
