IFSC Code of Canara Bank, Specialised Mid Corporate Branch Moradabad Lakri Fazalpur Branch, Uttar Pradesh

If you are searching for the IFSC code of Canara Bank, SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR branch in MORADABAD, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is CNRB0019857. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR branch, and detailed step-by-step guides for using the IFSC CNRB0019857 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Canara Bank's SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR branch, the IFSC CNRB0019857 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 019857 identifies this particular branch.

About the bank

Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch in Moradabad, Uttar Pradesh is part of this network and uses the IFSC code CNRB0019857 for all electronic settlement.

About this branch

The branch is located at REGIONAL OFFICE MORADABAD OPP POLICE LINES MANDIR CIVIL LINES MORADABAD U P 244001. It serves the Moradabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0019857 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR branch came to be assigned the code CNRB0019857.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0019857, money simply cannot be routed to the SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0019857 and the account number together uniquely identify the Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC CNRB0019857

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0019857 across all three.

How to use IFSC CNRB0019857 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CNRB0019857.
4. Confirm the bank name auto-populates as Canara Bank and the branch as SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC CNRB0019857

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR, ensure your bank's portal accepts IFSC CNRB0019857 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Canara Bank – SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR, use IMPS. With IFSC CNRB0019857 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CNRB0019857 for Canara Bank – SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR branch, the IFSC CNRB0019857 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch is mapped to IFSC CNRB0019857 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CNRB0019857.

Products and services

Customers walking into the Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch can access most of Canara Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CNRB0019857

Digital banking channels

Most day-to-day work that customers used to do at the Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0019857 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch sits at REGIONAL OFFICE MORADABAD OPP POLICE LINES MANDIR CIVIL LINES MORADABAD U P 244001. If you are travelling from outside Moradabad, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0019857 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR:

• The IFSC is exactly CNRB0019857 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0019857, however, work 24x7.

Verifying IFSC CNRB0019857 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0019857 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: CNRB0019857 is the IFSC code of Canara Bank, SPECIALISED MID CORPORATE BRANCH MORADABAD LAKRI FAZALPUR branch, in MORADABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.