IFSC Code of Canara Bank, Overseas Branch,Moradabad Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Canara Bank's OVERSEAS BRANCH,MORADABAD branch in MORADABAD, UTTAR PRADESH. The branch's IFSC code CNRB0002708 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Canara Bank – OVERSEAS BRANCH,MORADABAD is CNRB0002708. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002708 map to this branch in MORADABAD, UTTAR PRADESH.

Branch details at a glance

Bank profile

Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Overseas Branch,Moradabad branch — IFSC CNRB0002708 — extends the bank's services to customers in and around Moradabad, Uttar Pradesh.

About the Overseas Branch,Moradabad branch

The Overseas Branch,Moradabad branch of Canara Bank is situated at NEAR MAJHOLA POLICE CHOWK, 588/1, MAJHOLA DELHI ROAD, MORADABAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0002708 is used.

Why every Canara Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OVERSEAS BRANCH,MORADABAD of Canara Bank — its own 11-character IFSC. The code CNRB0002708 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0002708 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC CNRB0002708

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0002708 across all three.

NEFT to Canara Bank, OVERSEAS BRANCH,MORADABAD using IFSC CNRB0002708

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0002708, and confirm that the system picks up Canara Bank – OVERSEAS BRANCH,MORADABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to OVERSEAS BRANCH,MORADABAD

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's OVERSEAS BRANCH,MORADABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0002708 while initiating the transfer and the credit will appear within minutes.

IMPS to Canara Bank OVERSEAS BRANCH,MORADABAD (IFSC CNRB0002708)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0002708 in your mobile or internet banking app, and the money is credited to the OVERSEAS BRANCH,MORADABAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Overseas Branch,Moradabad

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0002708:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at OVERSEAS BRANCH,MORADABAD is still linked to IFSC CNRB0002708.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC CNRB0002708

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – OVERSEAS BRANCH,MORADABAD is still mapped to IFSC CNRB0002708. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0002708 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Overseas Branch,Moradabad branch is mapped to IFSC CNRB0002708 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CNRB0002708.

Products and services

Customers walking into the Overseas Branch,Moradabad branch can access most of Canara Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CNRB0002708

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0002708 and the account number together uniquely identify the Overseas Branch,Moradabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC CNRB0002708

Canara Bank customers can register for net banking and the bank's official mobile app once their account at the OVERSEAS BRANCH,MORADABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0002708 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC CNRB0002708

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – OVERSEAS BRANCH,MORADABAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CNRB0002708.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Overseas Branch,Moradabad branch

The branch is located at NEAR MAJHOLA POLICE CHOWK, 588/1, MAJHOLA DELHI ROAD, MORADABAD, which puts it inside Moradabad, the broader Moradabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Canara Bank Overseas Branch,Moradabad branch” — the verified location pin for IFSC CNRB0002708 should appear at the top of the results.
2. Confirm the branch is open by calling 591-2484997 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0002708 and your account number.

Verifying IFSC CNRB0002708 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0002708 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 591-2484997.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Overseas Branch,Moradabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0002708 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: CNRB0002708 is the IFSC code of Canara Bank, OVERSEAS BRANCH,MORADABAD branch, in MORADABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.