This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, MOGA branch in MOGA. The 11-digit IFSC CNRB0002116 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the MOGA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0002116 is the IFSC of Canara Bank's MOGA branch. The format is fixed: CNRB = bank code, 0 = reserved, 002116 = branch identifier.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Moga branch in Moga, Punjab is part of this network and uses the IFSC code CNRB0002116 for all electronic settlement.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Moga |
| IFSC Code | CNRB0002116 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BALDEV MARKET COMPLEX, COURT ROAD,MOGA 142001 |
| City | Moga |
| District | Moga |
| State | Punjab |
| STD Code | 1636 |
| Phone | 222429 |
About the Moga branch
The Moga branch of Canara Bank is situated at BALDEV MARKET COMPLEX, COURT ROAD,MOGA 142001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0002116 is used.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MOGA of Canara Bank — its own 11-character IFSC. The code CNRB0002116 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0002116 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Moga branch is mapped to IFSC CNRB0002116 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0002116.
Banking services available
The Moga branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1636-222429.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0002116
How to transfer money using IFSC CNRB0002116
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0002116 across all three.
How to use IFSC CNRB0002116 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's MOGA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0002116.
- Confirm the bank name auto-populates as Canara Bank and the branch as MOGA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MOGA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's MOGA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0002116 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – MOGA, use IMPS. With IFSC CNRB0002116 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0002116 for Canara Bank – MOGA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0002116 | Yes – CNRB0002116 | Yes – CNRB0002116 |
For most retail customers crediting the Moga branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0002116
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – MOGA is still mapped to IFSC CNRB0002116. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0002116 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Moga branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0002116 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Moga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0002116 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – MOGA:
- The IFSC is exactly CNRB0002116 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and MOGA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Moga branch
The branch is located at BALDEV MARKET COMPLEX, COURT ROAD,MOGA 142001, which puts it inside Moga, the broader Moga district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Moga branch” — the verified location pin for IFSC CNRB0002116 should appear at the top of the results.
- Confirm the branch is open by calling 1636-222429 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0002116 and your account number.
Verifying IFSC CNRB0002116 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0002116 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1636-222429.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Moga are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0002116 continue to work without interruption.
Branch address & contact
Canara BankMoga Branch
BALDEV MARKET COMPLEX, COURT ROAD,MOGA 142001
Moga, Punjab
Phone: 1636-222429
IFSC: CNRB0002116
Frequently asked questions
Is IFSC CNRB0002116 the same for all accounts at Moga branch?
Yes. The IFSC CNRB0002116 is shared by every account held at Canara Bank's Moga branch. Only the account number changes from customer to customer.
Is IFSC CNRB0002116 valid for NEFT and RTGS?
Yes. IFSC CNRB0002116 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Canara Bank Moga branch located?
Canara Bank's Moga branch is located at BALDEV MARKET COMPLEX, COURT ROAD,MOGA 142001, Moga, Punjab.
What is the IFSC code of Canara Bank Moga branch?
The IFSC code of Canara Bank, Moga branch is CNRB0002116. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Canara Bank Moga branch?
You can reach the branch at 1636-222429 during regular banking hours.
Does Canara Bank Moga branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1636-222429 to confirm.
How do I add Canara Bank Moga as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0002116, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CNRB0002116 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Moga reflect within 30 minutes.
Summary
The IFSC code CNRB0002116 belongs to Canara Bank's MOGA branch, located at BALDEV MARKET COMPLEX, COURT ROAD,MOGA 142001 in MOGA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
