Use this page as a one-stop reference for everything related to Canara Bank's HARAGATCHI,MELUR branch in MELUR, TAMIL NADU. The branch's IFSC code CNRB0001367 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – HARAGATCHI,MELUR is CNRB0001367. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001367 map to this branch in MELUR, TAMIL NADU.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Haragatchi,Melur branch in Melur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0001367.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Haragatchi,Melur |
| IFSC Code | CNRB0001367 |
| MICR Code | Refer to cheque leaf |
| Branch Address | LINGAM BLDG, ARAIHATTY RD , MELUR-HARAGATCHI 643 221 , NILGIRIS DT.(T N) |
| City | Melur |
| District | Nilgiris |
| State | Tamil Nadu |
| STD Code | 423 |
| Phone | 2286231 |
About the Haragatchi,Melur branch
The Haragatchi,Melur branch of Canara Bank is situated at LINGAM BLDG, ARAIHATTY RD , MELUR-HARAGATCHI 643 221 , NILGIRIS DT.(T N). Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0001367 is used.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HARAGATCHI,MELUR of Canara Bank — its own 11-character IFSC. The code CNRB0001367 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0001367 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Haragatchi,Melur branch
Once you have an account at Canara Bank – HARAGATCHI,MELUR, the IFSC CNRB0001367 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Haragatchi,Melur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 423-2286231.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0001367
How to transfer money using IFSC CNRB0001367
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0001367 across all three.
NEFT to Canara Bank, HARAGATCHI,MELUR using IFSC CNRB0001367
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0001367, and confirm that the system picks up Canara Bank – HARAGATCHI,MELUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0001367
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – HARAGATCHI,MELUR, ensure your bank's portal accepts IFSC CNRB0001367 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – HARAGATCHI,MELUR, use IMPS. With IFSC CNRB0001367 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0001367 for Canara Bank – HARAGATCHI,MELUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0001367 | Yes – CNRB0001367 | Yes – CNRB0001367 |
For most retail customers crediting the Haragatchi,Melur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's HARAGATCHI,MELUR branch, the IFSC CNRB0001367 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Haragatchi,Melur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0001367 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0001367 and the account number together uniquely identify the Haragatchi,Melur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – HARAGATCHI,MELUR:
- The IFSC is exactly CNRB0001367 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and HARAGATCHI,MELUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Haragatchi,Melur branch sits at LINGAM BLDG, ARAIHATTY RD , MELUR-HARAGATCHI 643 221 , NILGIRIS DT.(T N). If you are travelling from outside Melur, search for the branch on a maps application using the bank name and locality, or call 423-2286231 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0001367 and your account number.
Verifying IFSC CNRB0001367 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0001367 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 423-2286231.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Haragatchi,Melur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0001367, however, work 24x7.
Branch address & contact
Canara BankHaragatchi,Melur Branch
LINGAM BLDG, ARAIHATTY RD , MELUR-HARAGATCHI 643 221 , NILGIRIS DT.(T N)
Melur, Tamil Nadu
Phone: 423-2286231
IFSC: CNRB0001367
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Haragatchi,Melur branch but serve different purposes.
Is IFSC CNRB0001367 the same for all accounts at Haragatchi,Melur branch?
Yes. The IFSC CNRB0001367 is shared by every account held at Canara Bank's Haragatchi,Melur branch. Only the account number changes from customer to customer.
Does Canara Bank Haragatchi,Melur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 423-2286231 to confirm.
What is the phone number of Canara Bank Haragatchi,Melur branch?
You can reach the branch at 423-2286231 during regular banking hours.
How do I add Canara Bank Haragatchi,Melur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0001367, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Canara Bank Haragatchi,Melur branch?
The IFSC code of Canara Bank, Haragatchi,Melur branch is CNRB0001367. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Canara Bank Haragatchi,Melur branch located?
Canara Bank's Haragatchi,Melur branch is located at LINGAM BLDG, ARAIHATTY RD , MELUR-HARAGATCHI 643 221 , NILGIRIS DT.(T N), Melur, Tamil Nadu.
Summary
The IFSC code CNRB0001367 belongs to Canara Bank's HARAGATCHI,MELUR branch, located at LINGAM BLDG, ARAIHATTY RD , MELUR-HARAGATCHI 643 221 , NILGIRIS DT.(T N) in MELUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
