Below are the complete branch details for Canara Bank, BHAGWANPUR CHITAWAN branch, located in MEERUT, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0019421. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0019421 for Canara Bank – BHAGWANPUR CHITAWAN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's BHAGWANPUR CHITAWAN branch, the IFSC CNRB0019421 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 019421 identifies this particular branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Bhagwanpur Chitawan |
| IFSC Code | CNRB0019421 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL BHAGWANPUR CHITTAWAN PO SAMAIPUR GARH ROAD TEHSIL AND DISTT MEERUT UTTAR PRADESH INDIA 250004 |
| City | Meerut |
| District | Meerut |
| State | Uttar Pradesh |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhagwanpur Chitawan branch in Meerut, Uttar Pradesh is part of this network and uses the IFSC code CNRB0019421 for all electronic settlement.
About this branch
The branch is located at VILL BHAGWANPUR CHITTAWAN PO SAMAIPUR GARH ROAD TEHSIL AND DISTT MEERUT UTTAR PRADESH INDIA 250004. It serves the Meerut region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0019421 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's BHAGWANPUR CHITAWAN branch came to be assigned the code CNRB0019421.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0019421, money simply cannot be routed to the BHAGWANPUR CHITAWAN branch electronically.
How to transfer money using IFSC CNRB0019421
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0019421 across all three.
NEFT to Canara Bank, BHAGWANPUR CHITAWAN using IFSC CNRB0019421
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0019421, and confirm that the system picks up Canara Bank – BHAGWANPUR CHITAWAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0019421
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – BHAGWANPUR CHITAWAN, ensure your bank's portal accepts IFSC CNRB0019421 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – BHAGWANPUR CHITAWAN, use IMPS. With IFSC CNRB0019421 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0019421 for Canara Bank – BHAGWANPUR CHITAWAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0019421 | Yes – CNRB0019421 | Yes – CNRB0019421 |
For most retail customers crediting the Bhagwanpur Chitawan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0019421
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – BHAGWANPUR CHITAWAN is still mapped to IFSC CNRB0019421. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0019421 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bhagwanpur Chitawan branch is mapped to IFSC CNRB0019421 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0019421.
Products and services
Customers walking into the Bhagwanpur Chitawan branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0019421
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0019421 and the account number together uniquely identify the Bhagwanpur Chitawan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CNRB0019421
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the BHAGWANPUR CHITAWAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0019421 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CNRB0019421
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – BHAGWANPUR CHITAWAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0019421. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bhagwanpur Chitawan branch
The branch is located at VILL BHAGWANPUR CHITTAWAN PO SAMAIPUR GARH ROAD TEHSIL AND DISTT MEERUT UTTAR PRADESH INDIA 250004, which puts it inside Meerut, the broader Meerut district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Bhagwanpur Chitawan branch” — the verified location pin for IFSC CNRB0019421 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0019421 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0019421 for Canara Bank – BHAGWANPUR CHITAWAN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhagwanpur Chitawan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0019421, however, work 24x7.
Branch address & contact
Canara BankBhagwanpur Chitawan Branch
VILL BHAGWANPUR CHITTAWAN PO SAMAIPUR GARH ROAD TEHSIL AND DISTT MEERUT UTTAR PRADESH INDIA 250004
Meerut, Uttar Pradesh
Phone: the branch contact number
IFSC: CNRB0019421
Frequently asked questions
What is the IFSC code of Canara Bank Bhagwanpur Chitawan branch?
The IFSC code of Canara Bank, Bhagwanpur Chitawan branch is CNRB0019421. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CNRB0019421 the same for all accounts at Bhagwanpur Chitawan branch?
Yes. The IFSC CNRB0019421 is shared by every account held at Canara Bank's Bhagwanpur Chitawan branch. Only the account number changes from customer to customer.
Where is Canara Bank Bhagwanpur Chitawan branch located?
Canara Bank's Bhagwanpur Chitawan branch is located at VILL BHAGWANPUR CHITTAWAN PO SAMAIPUR GARH ROAD TEHSIL AND DISTT MEERUT UTTAR PRADESH INDIA 250004, Meerut, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhagwanpur Chitawan branch but serve different purposes.
Is IFSC CNRB0019421 valid for NEFT and RTGS?
Yes. IFSC CNRB0019421 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Canara Bank Bhagwanpur Chitawan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0019421, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CNRB0019421 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0019421 to send funds instantly.
What is the phone number of Canara Bank Bhagwanpur Chitawan branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code CNRB0019421 belongs to Canara Bank's BHAGWANPUR CHITAWAN branch, located at VILL BHAGWANPUR CHITTAWAN PO SAMAIPUR GARH ROAD TEHSIL AND DISTT MEERUT UTTAR… in MEERUT, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
