Below are the complete branch details for Canara Bank, KARASWADA branch, located in MAPUSA, GOA. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0003904. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0003904 for Canara Bank – KARASWADA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – KARASWADA is CNRB0003904. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003904 map to this branch in MAPUSA, GOA.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Karaswada branch — IFSC CNRB0003904 — extends the bank's services to customers in and around Mapusa, Goa.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Karaswada |
| IFSC Code | CNRB0003904 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK, THIVIM INDUSTRIAL ESTATE, MAIN GATE, KARASWADA, MAPUSA - 403526 BARDEZ GOA |
| City | Mapusa |
| District | North Goa |
| State | Goa |
| STD Code | 832 |
| Phone | 2257225 |
About the Karaswada branch
The Karaswada branch of Canara Bank is situated at CANARA BANK, THIVIM INDUSTRIAL ESTATE, MAIN GATE, KARASWADA, MAPUSA - 403526 BARDEZ GOA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0003904 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's KARASWADA branch came to be assigned the code CNRB0003904.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0003904, money simply cannot be routed to the KARASWADA branch electronically.
Products and account variants supported
Every account opened at the Karaswada branch is mapped to IFSC CNRB0003904 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0003904.
Products and services
Customers walking into the Karaswada branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0003904
How to transfer money using IFSC CNRB0003904
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003904 across all three.
NEFT to Canara Bank, KARASWADA using IFSC CNRB0003904
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0003904, and confirm that the system picks up Canara Bank – KARASWADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KARASWADA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's KARASWADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0003904 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank KARASWADA (IFSC CNRB0003904)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0003904 in your mobile or internet banking app, and the money is credited to the KARASWADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0003904 for Canara Bank – KARASWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0003904 | Yes – CNRB0003904 | Yes – CNRB0003904 |
For most retail customers crediting the Karaswada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0003904
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – KARASWADA is still mapped to IFSC CNRB0003904. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0003904 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Karaswada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0003904 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0003904 and the account number together uniquely identify the Karaswada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KARASWADA:
- The IFSC is exactly CNRB0003904 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and KARASWADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Karaswada branch
The branch is located at CANARA BANK, THIVIM INDUSTRIAL ESTATE, MAIN GATE, KARASWADA, MAPUSA - 403526 BARDEZ GOA, which puts it inside Mapusa, the broader North Goa district, and the state of Goa. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Karaswada branch” — the verified location pin for IFSC CNRB0003904 should appear at the top of the results.
- Confirm the branch is open by calling 832-2257225 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0003904 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0003904 for Canara Bank – KARASWADA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Karaswada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0003904, however, work 24x7.
Branch address & contact
Canara BankKaraswada Branch
CANARA BANK, THIVIM INDUSTRIAL ESTATE, MAIN GATE, KARASWADA, MAPUSA - 403526 BARDEZ GOA
Mapusa, Goa
Phone: 832-2257225
IFSC: CNRB0003904
Frequently asked questions
How quickly will an NEFT transfer using CNRB0003904 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Karaswada reflect within 30 minutes.
What is the phone number of Canara Bank Karaswada branch?
You can reach the branch at 832-2257225 during regular banking hours.
How do I add Canara Bank Karaswada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0003904, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0003904 valid for NEFT and RTGS?
Yes. IFSC CNRB0003904 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC CNRB0003904 the same for all accounts at Karaswada branch?
Yes. The IFSC CNRB0003904 is shared by every account held at Canara Bank's Karaswada branch. Only the account number changes from customer to customer.
Can I use IFSC CNRB0003904 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0003904 to send funds instantly.
Where is Canara Bank Karaswada branch located?
Canara Bank's Karaswada branch is located at CANARA BANK, THIVIM INDUSTRIAL ESTATE, MAIN GATE, KARASWADA, MAPUSA - 403526 BARDEZ GOA, Mapusa, Goa.
Summary
The IFSC code CNRB0003904 belongs to Canara Bank's KARASWADA branch, located at CANARA BANK, THIVIM INDUSTRIAL ESTATE, MAIN GATE, KARASWADA, MAPUSA - 403526… in MAPUSA, GOA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
