IFSC Code of Canara Bank, Ludhiana Shahid Bhagat Singh Nagar Branch, Punjab

Use this page as a one-stop reference for everything related to Canara Bank's LUDHIANA SHAHID BHAGAT SINGH NAGAR branch in LUDHIANA, PUNJAB. The branch's IFSC code CNRB0018157 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Canara Bank – LUDHIANA SHAHID BHAGAT SINGH NAGAR is CNRB0018157. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 018157 map to this branch in LUDHIANA, PUNJAB.

Branch details at a glance

About the bank

Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ludhiana Shahid Bhagat Singh Nagar branch in Ludhiana, Punjab is part of this network and uses the IFSC code CNRB0018157 for all electronic settlement.

About this branch

The branch is located at 714 F SHAHEED BHAGAT SINGH NAGAR MAIN PAKHOWAL ROAD LUDHIANA LUDHIANA PUNJAB INDIA 141013. It serves the Ludhiana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0018157 is used to identify this branch on the RBI payments network.

Why every Canara Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LUDHIANA SHAHID BHAGAT SINGH NAGAR of Canara Bank — its own 11-character IFSC. The code CNRB0018157 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0018157 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC CNRB0018157

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0018157 across all three.

NEFT to Canara Bank, LUDHIANA SHAHID BHAGAT SINGH NAGAR using IFSC CNRB0018157

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0018157, and confirm that the system picks up Canara Bank – LUDHIANA SHAHID BHAGAT SINGH NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to LUDHIANA SHAHID BHAGAT SINGH NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's LUDHIANA SHAHID BHAGAT SINGH NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0018157 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Canara Bank – LUDHIANA SHAHID BHAGAT SINGH NAGAR, use IMPS. With IFSC CNRB0018157 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Ludhiana Shahid Bhagat Singh Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0018157:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at LUDHIANA SHAHID BHAGAT SINGH NAGAR is still linked to IFSC CNRB0018157.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC CNRB0018157

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – LUDHIANA SHAHID BHAGAT SINGH NAGAR is still mapped to IFSC CNRB0018157. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0018157 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Ludhiana Shahid Bhagat Singh Nagar branch is mapped to IFSC CNRB0018157 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CNRB0018157.

Banking services available

The Ludhiana Shahid Bhagat Singh Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0018157

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0018157 and the account number together uniquely identify the Ludhiana Shahid Bhagat Singh Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Ludhiana Shahid Bhagat Singh Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0018157 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – LUDHIANA SHAHID BHAGAT SINGH NAGAR:

• The IFSC is exactly CNRB0018157 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and LUDHIANA SHAHID BHAGAT SINGH NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ludhiana Shahid Bhagat Singh Nagar branch sits at 714 F SHAHEED BHAGAT SINGH NAGAR MAIN PAKHOWAL ROAD LUDHIANA LUDHIANA PUNJAB INDIA 141013. If you are travelling from outside Ludhiana, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0018157 and your account number.

Verifying IFSC CNRB0018157 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0018157 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ludhiana Shahid Bhagat Singh Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0018157 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0018157 belongs to Canara Bank's LUDHIANA SHAHID BHAGAT SINGH NAGAR branch, located at 714 F SHAHEED BHAGAT SINGH NAGAR MAIN PAKHOWAL ROAD LUDHIANA LUDHIANA PUNJAB… in LUDHIANA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.