Use this page as a one-stop reference for everything related to Canara Bank's LAKHIMPUR II branch in LAKHIMPUR, UTTAR PRADESH. The branch's IFSC code CNRB0018700 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's LAKHIMPUR II branch, the IFSC CNRB0018700 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 018700 identifies this particular branch.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lakhimpur Ii branch in Lakhimpur, Uttar Pradesh is part of this network and uses the IFSC code CNRB0018700 for all electronic settlement.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Lakhimpur Ii |
| IFSC Code | CNRB0018700 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 362 NAI BASTI BUS STAND ROAD LAKHIMPUR LAKHIMPUR KHERI 262 701 |
| City | Lakhimpur |
| District | Lakhimpur Khedi |
| State | Uttar Pradesh |
About the Lakhimpur Ii branch
The Lakhimpur Ii branch of Canara Bank is situated at 362 NAI BASTI BUS STAND ROAD LAKHIMPUR LAKHIMPUR KHERI 262 701. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0018700 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's LAKHIMPUR II branch came to be assigned the code CNRB0018700.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0018700, money simply cannot be routed to the LAKHIMPUR II branch electronically.
Products and account variants supported
Every account opened at the Lakhimpur Ii branch is mapped to IFSC CNRB0018700 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0018700.
Products and services
Customers walking into the Lakhimpur Ii branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0018700
How to transfer money using IFSC CNRB0018700
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0018700 across all three.
How to use IFSC CNRB0018700 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's LAKHIMPUR II branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0018700.
- Confirm the bank name auto-populates as Canara Bank and the branch as LAKHIMPUR II.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to LAKHIMPUR II
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's LAKHIMPUR II branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0018700 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – LAKHIMPUR II, use IMPS. With IFSC CNRB0018700 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0018700 for Canara Bank – LAKHIMPUR II, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0018700 | Yes – CNRB0018700 | Yes – CNRB0018700 |
For most retail customers crediting the Lakhimpur Ii branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0018700
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – LAKHIMPUR II is still mapped to IFSC CNRB0018700. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0018700 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Lakhimpur Ii branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0018700 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Lakhimpur Ii branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0018700 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – LAKHIMPUR II:
- The IFSC is exactly CNRB0018700 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and LAKHIMPUR II as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Lakhimpur Ii branch sits at 362 NAI BASTI BUS STAND ROAD LAKHIMPUR LAKHIMPUR KHERI 262 701. If you are travelling from outside Lakhimpur, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0018700 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0018700 for Canara Bank – LAKHIMPUR II, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Lakhimpur Ii are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0018700 continue to work without interruption.
Branch address & contact
Canara BankLakhimpur Ii Branch
362 NAI BASTI BUS STAND ROAD LAKHIMPUR LAKHIMPUR KHERI 262 701
Lakhimpur, Uttar Pradesh
Phone: the branch contact number
IFSC: CNRB0018700
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lakhimpur Ii branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0018700 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Lakhimpur Ii reflect within 30 minutes.
Does Canara Bank Lakhimpur Ii branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add Canara Bank Lakhimpur Ii as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0018700, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CNRB0018700 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0018700 to send funds instantly.
What is the phone number of Canara Bank Lakhimpur Ii branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC CNRB0018700 the same for all accounts at Lakhimpur Ii branch?
Yes. The IFSC CNRB0018700 is shared by every account held at Canara Bank's Lakhimpur Ii branch. Only the account number changes from customer to customer.
Where is Canara Bank Lakhimpur Ii branch located?
Canara Bank's Lakhimpur Ii branch is located at 362 NAI BASTI BUS STAND ROAD LAKHIMPUR LAKHIMPUR KHERI 262 701, Lakhimpur, Uttar Pradesh.
Final notes
To recap: CNRB0018700 is the IFSC code of Canara Bank, LAKHIMPUR II branch, in LAKHIMPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
