Below are the complete branch details for Canara Bank, GAGAL branch, located in KUPWARA, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0006797. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0006797 for Canara Bank – GAGAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0006797 is the IFSC of Canara Bank's GAGAL branch. The format is fixed: CNRB = bank code, 0 = reserved, 006797 = branch identifier.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gagal branch — IFSC CNRB0006797 — extends the bank's services to customers in and around Kupwara, Jammu and Kashmir.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Gagal |
| IFSC Code | CNRB0006797 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK LONE MOHALLA,NEAR JAMA MASJID GAGAL KUPWARA GAGAL JAMMU AND KASHMIR 193223 |
| City | Kupwara |
| District | Kupwara |
| State | Jammu and Kashmir |
| STD Code | 123 |
| Phone | 7889888932 |
About this branch
The branch is located at CANARA BANK LONE MOHALLA,NEAR JAMA MASJID GAGAL KUPWARA GAGAL JAMMU AND KASHMIR 193223. It serves the Kupwara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0006797 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's GAGAL branch came to be assigned the code CNRB0006797.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0006797, money simply cannot be routed to the GAGAL branch electronically.
Account types you can open at the Gagal branch
Once you have an account at Canara Bank – GAGAL, the IFSC CNRB0006797 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Gagal branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0006797
How to transfer money using IFSC CNRB0006797
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0006797 across all three.
NEFT to Canara Bank, GAGAL using IFSC CNRB0006797
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0006797, and confirm that the system picks up Canara Bank – GAGAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0006797
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – GAGAL, ensure your bank's portal accepts IFSC CNRB0006797 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank GAGAL (IFSC CNRB0006797)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0006797 in your mobile or internet banking app, and the money is credited to the GAGAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0006797 for Canara Bank – GAGAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0006797 | Yes – CNRB0006797 | Yes – CNRB0006797 |
For most retail customers crediting the Gagal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0006797
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – GAGAL is still mapped to IFSC CNRB0006797. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0006797 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CNRB0006797
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the GAGAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0006797 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Gagal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0006797 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – GAGAL:
- The IFSC is exactly CNRB0006797 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and GAGAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Gagal branch sits at CANARA BANK LONE MOHALLA,NEAR JAMA MASJID GAGAL KUPWARA GAGAL JAMMU AND KASHMIR 193223. If you are travelling from outside Kupwara, search for the branch on a maps application using the bank name and locality, or call 123-7889888932 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0006797 and your account number.
Verifying IFSC CNRB0006797 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0006797 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 123-7889888932.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gagal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0006797 continue to work without interruption.
Branch address & contact
Canara BankGagal Branch
CANARA BANK LONE MOHALLA,NEAR JAMA MASJID GAGAL KUPWARA GAGAL JAMMU AND KASHMIR 193223
Kupwara, Jammu and Kashmir
Phone: 123-7889888932
IFSC: CNRB0006797
Frequently asked questions
Does Canara Bank Gagal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 123-7889888932 to confirm.
What is the IFSC code of Canara Bank Gagal branch?
The IFSC code of Canara Bank, Gagal branch is CNRB0006797. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CNRB0006797 valid for NEFT and RTGS?
Yes. IFSC CNRB0006797 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC CNRB0006797 the same for all accounts at Gagal branch?
Yes. The IFSC CNRB0006797 is shared by every account held at Canara Bank's Gagal branch. Only the account number changes from customer to customer.
What is the phone number of Canara Bank Gagal branch?
You can reach the branch at 123-7889888932 during regular banking hours.
How do I add Canara Bank Gagal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0006797, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Canara Bank Gagal branch located?
Canara Bank's Gagal branch is located at CANARA BANK LONE MOHALLA,NEAR JAMA MASJID GAGAL KUPWARA GAGAL JAMMU AND KASHMIR 193223, Kupwara, Jammu and Kashmir.
How quickly will an NEFT transfer using CNRB0006797 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Gagal reflect within 30 minutes.
Summary
The IFSC code CNRB0006797 belongs to Canara Bank's GAGAL branch, located at CANARA BANK LONE MOHALLA,NEAR JAMA MASJID GAGAL KUPWARA GAGAL JAMMU AND… in KUPWARA, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
