IFSC Code of Canara Bank, Kottayam Kanjikuzhy Ii Branch, Kerala

Use this page as a one-stop reference for everything related to Canara Bank's KOTTAYAM KANJIKUZHY II branch in KOTTAYAM, KERALA. The branch's IFSC code CNRB0014357 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Canara Bank – KOTTAYAM KANJIKUZHY II is CNRB0014357. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 014357 map to this branch in KOTTAYAM, KERALA.

Branch details at a glance

Bank profile

Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kottayam Kanjikuzhy Ii branch — IFSC CNRB0014357 — extends the bank's services to customers in and around Kottayam, Kerala.

Kottayam Kanjikuzhy Ii branch overview

Located at D NO 14 BY 6994 THEAKKATIL BUILDINGS MUTTAMBALAM PO KANJIKUZHY KOTTAYAM KOTTAYAM 686 004, the Kottayam Kanjikuzhy Ii branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0014357 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's KOTTAYAM KANJIKUZHY II branch came to be assigned the code CNRB0014357.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0014357, money simply cannot be routed to the KOTTAYAM KANJIKUZHY II branch electronically.

How to transfer money using IFSC CNRB0014357

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0014357 across all three.

NEFT to Canara Bank, KOTTAYAM KANJIKUZHY II using IFSC CNRB0014357

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0014357, and confirm that the system picks up Canara Bank – KOTTAYAM KANJIKUZHY II. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC CNRB0014357

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – KOTTAYAM KANJIKUZHY II, ensure your bank's portal accepts IFSC CNRB0014357 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Canara Bank KOTTAYAM KANJIKUZHY II (IFSC CNRB0014357)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0014357 in your mobile or internet banking app, and the money is credited to the KOTTAYAM KANJIKUZHY II branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kottayam Kanjikuzhy Ii

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0014357:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOTTAYAM KANJIKUZHY II is still linked to IFSC CNRB0014357.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC CNRB0014357

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – KOTTAYAM KANJIKUZHY II is still mapped to IFSC CNRB0014357. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0014357 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kottayam Kanjikuzhy Ii branch is mapped to IFSC CNRB0014357 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CNRB0014357.

Products and services

Customers walking into the Kottayam Kanjikuzhy Ii branch can access most of Canara Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CNRB0014357

MICR & cheque-truncation details

Cheques drawn on the Kottayam Kanjikuzhy Ii branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0014357 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Kottayam Kanjikuzhy Ii branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0014357 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KOTTAYAM KANJIKUZHY II:

• The IFSC is exactly CNRB0014357 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and KOTTAYAM KANJIKUZHY II as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kottayam Kanjikuzhy Ii branch

The branch is located at D NO 14 BY 6994 THEAKKATIL BUILDINGS MUTTAMBALAM PO KANJIKUZHY KOTTAYAM KOTTAYAM 686 004, which puts it inside Kottayam, the broader Kottayam district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Canara Bank Kottayam Kanjikuzhy Ii branch” — the verified location pin for IFSC CNRB0014357 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0014357 and your account number.

Verifying IFSC CNRB0014357 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0014357 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kottayam Kanjikuzhy Ii are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0014357 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: CNRB0014357 is the IFSC code of Canara Bank, KOTTAYAM KANJIKUZHY II branch, in KOTTAYAM, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.