Below are the complete branch details for Canara Bank, KOT BADAL KAHN branch, located in KOT BADAL KHAN, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0002103. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0002103 for Canara Bank – KOT BADAL KAHN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – KOT BADAL KAHN is CNRB0002103. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002103 map to this branch in KOT BADAL KHAN, PUNJAB.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Kot Badal Kahn branch in Kot Badal Khan. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0002103.
About the Kot Badal Kahn branch
The Kot Badal Kahn branch of Canara Bank is situated at VILL. P.O. KOT BADAL KHAN, PIN, JALANDHAR DIST, PUNJAB - 141 309. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0002103 is used.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Kot Badal Kahn |
| IFSC Code | CNRB0002103 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL. P.O. KOT BADAL KHAN, PIN, JALANDHAR DIST, PUNJAB - 141 309 |
| City | Kot Badal Khan |
| District | Jalandhar |
| State | Punjab |
| STD Code | 1826 |
| Phone | 247123 |
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOT BADAL KAHN of Canara Bank — its own 11-character IFSC. The code CNRB0002103 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0002103 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Kot Badal Kahn branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0002103 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CNRB0002103
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0002103 across all three.
NEFT to Canara Bank, KOT BADAL KAHN using IFSC CNRB0002103
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0002103, and confirm that the system picks up Canara Bank – KOT BADAL KAHN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0002103
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – KOT BADAL KAHN, ensure your bank's portal accepts IFSC CNRB0002103 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – KOT BADAL KAHN, use IMPS. With IFSC CNRB0002103 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kot Badal Kahn
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0002103:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOT BADAL KAHN is still linked to IFSC CNRB0002103.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's KOT BADAL KAHN branch, the IFSC CNRB0002103 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kot Badal Kahn branch
Once you have an account at Canara Bank – KOT BADAL KAHN, the IFSC CNRB0002103 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kot Badal Kahn branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0002103
Digital banking channels
Most day-to-day work that customers used to do at the Kot Badal Kahn branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0002103 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Kot Badal Kahn branch
The branch is located at VILL. P.O. KOT BADAL KHAN, PIN, JALANDHAR DIST, PUNJAB - 141 309, which puts it inside Kot Badal Khan, the broader Jalandhar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Kot Badal Kahn branch” — the verified location pin for IFSC CNRB0002103 should appear at the top of the results.
- Confirm the branch is open by calling 1826-247123 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0002103 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KOT BADAL KAHN:
- The IFSC is exactly CNRB0002103 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and KOT BADAL KAHN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kot Badal Kahn branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0002103, however, work 24x7.
Verifying IFSC CNRB0002103 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0002103 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1826-247123.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankKot Badal Kahn Branch
VILL. P.O. KOT BADAL KHAN, PIN, JALANDHAR DIST, PUNJAB - 141 309
Kot Badal Khan, Punjab
Phone: 1826-247123
IFSC: CNRB0002103
Frequently asked questions
What is the phone number of Canara Bank Kot Badal Kahn branch?
You can reach the branch at 1826-247123 during regular banking hours.
Can I use IFSC CNRB0002103 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0002103 to send funds instantly.
How quickly will an NEFT transfer using CNRB0002103 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Kot Badal Kahn reflect within 30 minutes.
How do I add Canara Bank Kot Badal Kahn as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0002103, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Canara Bank Kot Badal Kahn branch located?
Canara Bank's Kot Badal Kahn branch is located at VILL. P.O. KOT BADAL KHAN, PIN, JALANDHAR DIST, PUNJAB - 141 309, Kot Badal Khan, Punjab.
Is IFSC CNRB0002103 the same for all accounts at Kot Badal Kahn branch?
Yes. The IFSC CNRB0002103 is shared by every account held at Canara Bank's Kot Badal Kahn branch. Only the account number changes from customer to customer.
Final notes
To recap: CNRB0002103 is the IFSC code of Canara Bank, KOT BADAL KAHN branch, in KOT BADAL KHAN, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
