Below are the complete branch details for Canara Bank, SARAT SARANI, KOLKATA branch, located in KOLKATA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0001984. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0001984 for Canara Bank – SARAT SARANI, KOLKATA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0001984 is the IFSC of Canara Bank's SARAT SARANI, KOLKATA branch. The format is fixed: CNRB = bank code, 0 = reserved, 001984 = branch identifier.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Sarat Sarani, Kolkata branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0001984.
About this branch
The branch is located at 417, KAPASDANGA SARAT SARANI, DIST.HOOGLY WEST BENGAL. It serves the Kolkata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0001984 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Sarat Sarani, Kolkata |
| IFSC Code | CNRB0001984 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 417, KAPASDANGA SARAT SARANI, DIST.HOOGLY WEST BENGAL |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 33 |
| Phone | 26803287 |
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SARAT SARANI, KOLKATA of Canara Bank — its own 11-character IFSC. The code CNRB0001984 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0001984 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Sarat Sarani, Kolkata branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0001984 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CNRB0001984
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0001984 across all three.
NEFT to Canara Bank, SARAT SARANI, KOLKATA using IFSC CNRB0001984
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0001984, and confirm that the system picks up Canara Bank – SARAT SARANI, KOLKATA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0001984
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – SARAT SARANI, KOLKATA, ensure your bank's portal accepts IFSC CNRB0001984 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – SARAT SARANI, KOLKATA, use IMPS. With IFSC CNRB0001984 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sarat Sarani, Kolkata
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0001984:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SARAT SARANI, KOLKATA is still linked to IFSC CNRB0001984.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CNRB0001984
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – SARAT SARANI, KOLKATA is still mapped to IFSC CNRB0001984. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0001984 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sarat Sarani, Kolkata branch is mapped to IFSC CNRB0001984 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0001984.
Banking services available
The Sarat Sarani, Kolkata branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-26803287.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0001984
Digital banking channels
Most day-to-day work that customers used to do at the Sarat Sarani, Kolkata branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0001984 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Sarat Sarani, Kolkata branch
The branch is located at 417, KAPASDANGA SARAT SARANI, DIST.HOOGLY WEST BENGAL, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Sarat Sarani, Kolkata branch” — the verified location pin for IFSC CNRB0001984 should appear at the top of the results.
- Confirm the branch is open by calling 33-26803287 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0001984 and your account number.
Common mistakes to avoid when using IFSC CNRB0001984
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – SARAT SARANI, KOLKATA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0001984. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Sarat Sarani, Kolkata are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0001984 continue to work without interruption.
Verifying IFSC CNRB0001984 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0001984 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-26803287.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankSarat Sarani, Kolkata Branch
417, KAPASDANGA SARAT SARANI, DIST.HOOGLY WEST BENGAL
Kolkata, West Bengal
Phone: 33-26803287
IFSC: CNRB0001984
Frequently asked questions
Does Canara Bank Sarat Sarani, Kolkata branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-26803287 to confirm.
How do I add Canara Bank Sarat Sarani, Kolkata as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0001984, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Canara Bank Sarat Sarani, Kolkata branch located?
Canara Bank's Sarat Sarani, Kolkata branch is located at 417, KAPASDANGA SARAT SARANI, DIST.HOOGLY WEST BENGAL, Kolkata, West Bengal.
Is IFSC CNRB0001984 the same for all accounts at Sarat Sarani, Kolkata branch?
Yes. The IFSC CNRB0001984 is shared by every account held at Canara Bank's Sarat Sarani, Kolkata branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sarat Sarani, Kolkata branch but serve different purposes.
What is the IFSC code of Canara Bank Sarat Sarani, Kolkata branch?
The IFSC code of Canara Bank, Sarat Sarani, Kolkata branch is CNRB0001984. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CNRB0001984 valid for NEFT and RTGS?
Yes. IFSC CNRB0001984 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code CNRB0001984 belongs to Canara Bank's SARAT SARANI, KOLKATA branch, located at 417, KAPASDANGA SARAT SARANI, DIST.HOOGLY WEST BENGAL in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
