This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, OVERSEAS, KOLKATA branch in KOLKATA. The 11-digit IFSC CNRB0001856 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the OVERSEAS, KOLKATA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's OVERSEAS, KOLKATA branch, the IFSC CNRB0001856 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 001856 identifies this particular branch.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Overseas, Kolkata branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0001856.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Overseas, Kolkata |
| IFSC Code | CNRB0001856 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2/1, RUSSEL STREET GROUND FLOOR,CALCUTTA 700071 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 91 |
| Phone | 1234567890 |
About this branch
The branch is located at 2/1, RUSSEL STREET GROUND FLOOR,CALCUTTA 700071. It serves the Kolkata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0001856 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's OVERSEAS, KOLKATA branch came to be assigned the code CNRB0001856.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0001856, money simply cannot be routed to the OVERSEAS, KOLKATA branch electronically.
Products and account variants supported
Every account opened at the Overseas, Kolkata branch is mapped to IFSC CNRB0001856 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0001856.
Products and services
Customers walking into the Overseas, Kolkata branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0001856
How to transfer money using IFSC CNRB0001856
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0001856 across all three.
NEFT to Canara Bank, OVERSEAS, KOLKATA using IFSC CNRB0001856
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0001856, and confirm that the system picks up Canara Bank – OVERSEAS, KOLKATA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0001856
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – OVERSEAS, KOLKATA, ensure your bank's portal accepts IFSC CNRB0001856 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank OVERSEAS, KOLKATA (IFSC CNRB0001856)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0001856 in your mobile or internet banking app, and the money is credited to the OVERSEAS, KOLKATA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0001856 for Canara Bank – OVERSEAS, KOLKATA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0001856 | Yes – CNRB0001856 | Yes – CNRB0001856 |
For most retail customers crediting the Overseas, Kolkata branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0001856
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – OVERSEAS, KOLKATA is still mapped to IFSC CNRB0001856. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0001856 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Overseas, Kolkata branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0001856 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Overseas, Kolkata branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0001856 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC CNRB0001856
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – OVERSEAS, KOLKATA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0001856. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Overseas, Kolkata branch
The branch is located at 2/1, RUSSEL STREET GROUND FLOOR,CALCUTTA 700071, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Overseas, Kolkata branch” — the verified location pin for IFSC CNRB0001856 should appear at the top of the results.
- Confirm the branch is open by calling 91-1234567890 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0001856 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0001856 for Canara Bank – OVERSEAS, KOLKATA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Overseas, Kolkata are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0001856 continue to work without interruption.
Branch address & contact
Canara BankOverseas, Kolkata Branch
2/1, RUSSEL STREET GROUND FLOOR,CALCUTTA 700071
Kolkata, West Bengal
Phone: 91-1234567890
IFSC: CNRB0001856
Frequently asked questions
Can I use IFSC CNRB0001856 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0001856 to send funds instantly.
How quickly will an NEFT transfer using CNRB0001856 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Overseas, Kolkata reflect within 30 minutes.
Is IFSC CNRB0001856 valid for NEFT and RTGS?
Yes. IFSC CNRB0001856 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC CNRB0001856 the same for all accounts at Overseas, Kolkata branch?
Yes. The IFSC CNRB0001856 is shared by every account held at Canara Bank's Overseas, Kolkata branch. Only the account number changes from customer to customer.
How do I add Canara Bank Overseas, Kolkata as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0001856, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Canara Bank Overseas, Kolkata branch?
You can reach the branch at 91-1234567890 during regular banking hours.
What is the IFSC code of Canara Bank Overseas, Kolkata branch?
The IFSC code of Canara Bank, Overseas, Kolkata branch is CNRB0001856. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code CNRB0001856 belongs to Canara Bank's OVERSEAS, KOLKATA branch, located at 2/1, RUSSEL STREET GROUND FLOOR,CALCUTTA 700071 in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
