If you are searching for the IFSC code of Canara Bank, KOLKATA MICRO FINANCE branch in KOLKATA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is CNRB0003400. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KOLKATA MICRO FINANCE branch, and detailed step-by-step guides for using the IFSC CNRB0003400 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – KOLKATA MICRO FINANCE is CNRB0003400. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003400 map to this branch in KOLKATA, WEST BENGAL.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Kolkata Micro Finance branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0003400.
Kolkata Micro Finance branch overview
Located at CANARA BANK, 7, KYD STREET, CHOWRINGHEE, KOLKATA- 700 016, the Kolkata Micro Finance branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0003400 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Kolkata Micro Finance |
| IFSC Code | CNRB0003400 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK, 7, KYD STREET, CHOWRINGHEE, KOLKATA- 700 016 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 33 |
| Phone | 22291743 |
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOLKATA MICRO FINANCE of Canara Bank — its own 11-character IFSC. The code CNRB0003400 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0003400 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Kolkata Micro Finance branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0003400 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CNRB0003400
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003400 across all three.
How to use IFSC CNRB0003400 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's KOLKATA MICRO FINANCE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0003400.
- Confirm the bank name auto-populates as Canara Bank and the branch as KOLKATA MICRO FINANCE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KOLKATA MICRO FINANCE
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's KOLKATA MICRO FINANCE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0003400 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank KOLKATA MICRO FINANCE (IFSC CNRB0003400)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0003400 in your mobile or internet banking app, and the money is credited to the KOLKATA MICRO FINANCE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kolkata Micro Finance
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0003400:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOLKATA MICRO FINANCE is still linked to IFSC CNRB0003400.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CNRB0003400
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – KOLKATA MICRO FINANCE is still mapped to IFSC CNRB0003400. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0003400 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kolkata Micro Finance branch is mapped to IFSC CNRB0003400 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0003400.
Banking services available
The Kolkata Micro Finance branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-22291743.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0003400
Digital banking channels
Most day-to-day work that customers used to do at the Kolkata Micro Finance branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0003400 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Kolkata Micro Finance branch
The branch is located at CANARA BANK, 7, KYD STREET, CHOWRINGHEE, KOLKATA- 700 016, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Kolkata Micro Finance branch” — the verified location pin for IFSC CNRB0003400 should appear at the top of the results.
- Confirm the branch is open by calling 33-22291743 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0003400 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KOLKATA MICRO FINANCE:
- The IFSC is exactly CNRB0003400 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and KOLKATA MICRO FINANCE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kolkata Micro Finance branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0003400, however, work 24x7.
Verifying IFSC CNRB0003400 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0003400 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-22291743.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankKolkata Micro Finance Branch
CANARA BANK, 7, KYD STREET, CHOWRINGHEE, KOLKATA- 700 016
Kolkata, West Bengal
Phone: 33-22291743
IFSC: CNRB0003400
Frequently asked questions
Where is Canara Bank Kolkata Micro Finance branch located?
Canara Bank's Kolkata Micro Finance branch is located at CANARA BANK, 7, KYD STREET, CHOWRINGHEE, KOLKATA- 700 016, Kolkata, West Bengal.
Can I use IFSC CNRB0003400 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0003400 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kolkata Micro Finance branch but serve different purposes.
What is the phone number of Canara Bank Kolkata Micro Finance branch?
You can reach the branch at 33-22291743 during regular banking hours.
How quickly will an NEFT transfer using CNRB0003400 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Kolkata Micro Finance reflect within 30 minutes.
Does Canara Bank Kolkata Micro Finance branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-22291743 to confirm.
How do I add Canara Bank Kolkata Micro Finance as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0003400, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code CNRB0003400 belongs to Canara Bank's KOLKATA MICRO FINANCE branch, located at CANARA BANK, 7, KYD STREET, CHOWRINGHEE, KOLKATA- 700 016 in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
