Below are the complete branch details for Canara Bank, BHAVANIPUR , KOLKATA branch, located in KOLKATA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0000397. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0000397 for Canara Bank – BHAVANIPUR , KOLKATA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0000397 is the IFSC of Canara Bank's BHAVANIPUR , KOLKATA branch. The format is fixed: CNRB = bank code, 0 = reserved, 000397 = branch identifier.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Bhavanipur , Kolkata |
| IFSC Code | CNRB0000397 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.4,GANGA PRASAD MUKHERJEE RD KOLKATA 700 025 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhavanipur , Kolkata branch in Kolkata, West Bengal is part of this network and uses the IFSC code CNRB0000397 for all electronic settlement.
About this branch
The branch is located at NO.4,GANGA PRASAD MUKHERJEE RD KOLKATA 700 025. It serves the Kolkata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0000397 is used to identify this branch on the RBI payments network.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHAVANIPUR , KOLKATA of Canara Bank — its own 11-character IFSC. The code CNRB0000397 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0000397 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CNRB0000397
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0000397 across all three.
How to use IFSC CNRB0000397 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's BHAVANIPUR , KOLKATA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0000397.
- Confirm the bank name auto-populates as Canara Bank and the branch as BHAVANIPUR , KOLKATA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BHAVANIPUR , KOLKATA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's BHAVANIPUR , KOLKATA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0000397 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – BHAVANIPUR , KOLKATA, use IMPS. With IFSC CNRB0000397 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0000397 for Canara Bank – BHAVANIPUR , KOLKATA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0000397 | Yes – CNRB0000397 | Yes – CNRB0000397 |
For most retail customers crediting the Bhavanipur , Kolkata branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0000397
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – BHAVANIPUR , KOLKATA is still mapped to IFSC CNRB0000397. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0000397 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bhavanipur , Kolkata branch
Once you have an account at Canara Bank – BHAVANIPUR , KOLKATA, the IFSC CNRB0000397 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bhavanipur , Kolkata branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0000397
MICR & cheque-truncation details
Cheques drawn on the Bhavanipur , Kolkata branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0000397 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CNRB0000397
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the BHAVANIPUR , KOLKATA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0000397 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – BHAVANIPUR , KOLKATA:
- The IFSC is exactly CNRB0000397 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and BHAVANIPUR , KOLKATA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bhavanipur , Kolkata branch
The branch is located at NO.4,GANGA PRASAD MUKHERJEE RD KOLKATA 700 025, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Bhavanipur , Kolkata branch” — the verified location pin for IFSC CNRB0000397 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0000397 and your account number.
Verifying IFSC CNRB0000397 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0000397 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhavanipur , Kolkata branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0000397, however, work 24x7.
Branch address & contact
Canara BankBhavanipur , Kolkata Branch
NO.4,GANGA PRASAD MUKHERJEE RD KOLKATA 700 025
Kolkata, West Bengal
Phone: the branch contact number
IFSC: CNRB0000397
Frequently asked questions
Can I use IFSC CNRB0000397 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0000397 to send funds instantly.
What is the IFSC code of Canara Bank Bhavanipur , Kolkata branch?
The IFSC code of Canara Bank, Bhavanipur , Kolkata branch is CNRB0000397. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Canara Bank Bhavanipur , Kolkata branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add Canara Bank Bhavanipur , Kolkata as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0000397, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhavanipur , Kolkata branch but serve different purposes.
Does Canara Bank Bhavanipur , Kolkata branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using CNRB0000397 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Bhavanipur , Kolkata reflect within 30 minutes.
Summary
The IFSC code CNRB0000397 belongs to Canara Bank's BHAVANIPUR , KOLKATA branch, located at NO.4,GANGA PRASAD MUKHERJEE RD KOLKATA 700 025 in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
