Below are the complete branch details for Canara Bank, KHIRKIYA branch, located in KHIRKIYA, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0005982. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0005982 for Canara Bank – KHIRKIYA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0005982 is the IFSC of Canara Bank's KHIRKIYA branch. The format is fixed: CNRB = bank code, 0 = reserved, 005982 = branch identifier.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Khirkiya |
| IFSC Code | CNRB0005982 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 335 12,OPP KRISHI UPAJ MANDI KHIRKIYA PIN CODE 461 441 |
| City | Khirkiya |
| District | Harda |
| State | Madhya Pradesh |
| STD Code | 7571 |
| Phone | 7049919119 |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Khirkiya branch in Khirkiya. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0005982.
Khirkiya branch overview
Located at 335 12,OPP KRISHI UPAJ MANDI KHIRKIYA PIN CODE 461 441, the Khirkiya branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0005982 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's KHIRKIYA branch came to be assigned the code CNRB0005982.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0005982, money simply cannot be routed to the KHIRKIYA branch electronically.
How to transfer money using IFSC CNRB0005982
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0005982 across all three.
NEFT to Canara Bank, KHIRKIYA using IFSC CNRB0005982
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0005982, and confirm that the system picks up Canara Bank – KHIRKIYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0005982
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – KHIRKIYA, ensure your bank's portal accepts IFSC CNRB0005982 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank KHIRKIYA (IFSC CNRB0005982)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0005982 in your mobile or internet banking app, and the money is credited to the KHIRKIYA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0005982 for Canara Bank – KHIRKIYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0005982 | Yes – CNRB0005982 | Yes – CNRB0005982 |
For most retail customers crediting the Khirkiya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's KHIRKIYA branch, the IFSC CNRB0005982 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Khirkiya branch is mapped to IFSC CNRB0005982 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0005982.
Products and services
Customers walking into the Khirkiya branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0005982
MICR & cheque-truncation details
Cheques drawn on the Khirkiya branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0005982 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Khirkiya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0005982 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KHIRKIYA:
- The IFSC is exactly CNRB0005982 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and KHIRKIYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Khirkiya branch sits at 335 12,OPP KRISHI UPAJ MANDI KHIRKIYA PIN CODE 461 441. If you are travelling from outside Khirkiya, search for the branch on a maps application using the bank name and locality, or call 7571-7049919119 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0005982 and your account number.
Verifying IFSC CNRB0005982 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0005982 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7571-7049919119.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Khirkiya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0005982 continue to work without interruption.
Branch address & contact
Canara BankKhirkiya Branch
335 12,OPP KRISHI UPAJ MANDI KHIRKIYA PIN CODE 461 441
Khirkiya, Madhya Pradesh
Phone: 7571-7049919119
IFSC: CNRB0005982
Frequently asked questions
Where is Canara Bank Khirkiya branch located?
Canara Bank's Khirkiya branch is located at 335 12,OPP KRISHI UPAJ MANDI KHIRKIYA PIN CODE 461 441, Khirkiya, Madhya Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khirkiya branch but serve different purposes.
Is IFSC CNRB0005982 the same for all accounts at Khirkiya branch?
Yes. The IFSC CNRB0005982 is shared by every account held at Canara Bank's Khirkiya branch. Only the account number changes from customer to customer.
Can I use IFSC CNRB0005982 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0005982 to send funds instantly.
Is IFSC CNRB0005982 valid for NEFT and RTGS?
Yes. IFSC CNRB0005982 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Canara Bank Khirkiya branch?
The IFSC code of Canara Bank, Khirkiya branch is CNRB0005982. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Canara Bank Khirkiya branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7571-7049919119 to confirm.
How do I add Canara Bank Khirkiya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0005982, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code CNRB0005982 belongs to Canara Bank's KHIRKIYA branch, located at 335 12,OPP KRISHI UPAJ MANDI KHIRKIYA PIN CODE 461 441 in KHIRKIYA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
