Use this page as a one-stop reference for everything related to Canara Bank's KHARGHAR II branch in KHARGHAR, MAHARASHTRA. The branch's IFSC code CNRB0015498 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's KHARGHAR II branch, the IFSC CNRB0015498 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 015498 identifies this particular branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Kharghar Ii |
| IFSC Code | CNRB0015498 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 4 5 NEELSIDDHI ARCADE KRUPA CO OP HOUSING SOCIETY PLOT NO E 1 BY A SECTOR 12 KHARGHAR 410210 |
| City | Kharghar |
| District | Raigad |
| State | Maharashtra |
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kharghar Ii branch — IFSC CNRB0015498 — extends the bank's services to customers in and around Kharghar, Maharashtra.
About this branch
The branch is located at SHOP NO 4 5 NEELSIDDHI ARCADE KRUPA CO OP HOUSING SOCIETY PLOT NO E 1 BY A SECTOR 12 KHARGHAR 410210. It serves the Kharghar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0015498 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's KHARGHAR II branch came to be assigned the code CNRB0015498.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0015498, money simply cannot be routed to the KHARGHAR II branch electronically.
How to transfer money using IFSC CNRB0015498
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0015498 across all three.
NEFT to Canara Bank, KHARGHAR II using IFSC CNRB0015498
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0015498, and confirm that the system picks up Canara Bank – KHARGHAR II. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0015498
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – KHARGHAR II, ensure your bank's portal accepts IFSC CNRB0015498 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank KHARGHAR II (IFSC CNRB0015498)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0015498 in your mobile or internet banking app, and the money is credited to the KHARGHAR II branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0015498 for Canara Bank – KHARGHAR II, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0015498 | Yes – CNRB0015498 | Yes – CNRB0015498 |
For most retail customers crediting the Kharghar Ii branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0015498
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – KHARGHAR II is still mapped to IFSC CNRB0015498. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0015498 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kharghar Ii branch
Once you have an account at Canara Bank – KHARGHAR II, the IFSC CNRB0015498 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kharghar Ii branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0015498
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0015498 and the account number together uniquely identify the Kharghar Ii branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CNRB0015498
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the KHARGHAR II branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0015498 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CNRB0015498
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – KHARGHAR II, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0015498. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kharghar Ii branch
The branch is located at SHOP NO 4 5 NEELSIDDHI ARCADE KRUPA CO OP HOUSING SOCIETY PLOT NO E 1 BY A SECTOR 12 KHARGHAR 410210, which puts it inside Kharghar, the broader Raigad district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Kharghar Ii branch” — the verified location pin for IFSC CNRB0015498 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0015498 and your account number.
Verifying IFSC CNRB0015498 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0015498 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kharghar Ii branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0015498, however, work 24x7.
Branch address & contact
Canara BankKharghar Ii Branch
SHOP NO 4 5 NEELSIDDHI ARCADE KRUPA CO OP HOUSING SOCIETY PLOT NO E 1 BY A SECTOR 12 KHARGHAR 410210
Kharghar, Maharashtra
Phone: the branch contact number
IFSC: CNRB0015498
Frequently asked questions
How do I add Canara Bank Kharghar Ii as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0015498, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Canara Bank Kharghar Ii branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using CNRB0015498 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Kharghar Ii reflect within 30 minutes.
Where is Canara Bank Kharghar Ii branch located?
Canara Bank's Kharghar Ii branch is located at SHOP NO 4 5 NEELSIDDHI ARCADE KRUPA CO OP HOUSING SOCIETY PLOT NO E 1 BY A SECTOR 12 KHARGHAR 410210, Kharghar, Maharashtra.
Is IFSC CNRB0015498 valid for NEFT and RTGS?
Yes. IFSC CNRB0015498 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Canara Bank Kharghar Ii branch?
The IFSC code of Canara Bank, Kharghar Ii branch is CNRB0015498. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Canara Bank Kharghar Ii branch?
You can reach the branch at the branch contact number during regular banking hours.
Can I use IFSC CNRB0015498 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0015498 to send funds instantly.
Summary
The IFSC code CNRB0015498 belongs to Canara Bank's KHARGHAR II branch, located at SHOP NO 4 5 NEELSIDDHI ARCADE KRUPA CO OP HOUSING SOCIETY PLOT NO E 1 BY A… in KHARGHAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
