Use this page as a one-stop reference for everything related to Canara Bank's JAMMU NARWAL branch in KATHUA, JAMMU AND KASHMIR. The branch's IFSC code CNRB0005674 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's JAMMU NARWAL branch, the IFSC CNRB0005674 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 005674 identifies this particular branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Jammu Narwal |
| IFSC Code | CNRB0005674 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK NO 11 NEW FRUIT COMPLEX JAMMU NARWAL JAMMU NARWAL JAMMU AND KASHMIR 184144 |
| City | Kathua |
| District | Kathua |
| State | Jammu and Kashmir |
| STD Code | 91 |
| Phone | 9858362990 |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Jammu Narwal branch in Kathua. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0005674.
About this branch
The branch is located at CANARA BANK NO 11 NEW FRUIT COMPLEX JAMMU NARWAL JAMMU NARWAL JAMMU AND KASHMIR 184144. It serves the Kathua region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0005674 is used to identify this branch on the RBI payments network.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAMMU NARWAL of Canara Bank — its own 11-character IFSC. The code CNRB0005674 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0005674 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CNRB0005674
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0005674 across all three.
NEFT to Canara Bank, JAMMU NARWAL using IFSC CNRB0005674
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0005674, and confirm that the system picks up Canara Bank – JAMMU NARWAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAMMU NARWAL
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's JAMMU NARWAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0005674 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – JAMMU NARWAL, use IMPS. With IFSC CNRB0005674 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0005674 for Canara Bank – JAMMU NARWAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0005674 | Yes – CNRB0005674 | Yes – CNRB0005674 |
For most retail customers crediting the Jammu Narwal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's JAMMU NARWAL branch, the IFSC CNRB0005674 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jammu Narwal branch is mapped to IFSC CNRB0005674 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0005674.
Products and services
Customers walking into the Jammu Narwal branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0005674
MICR & cheque-truncation details
Cheques drawn on the Jammu Narwal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0005674 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CNRB0005674
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the JAMMU NARWAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0005674 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – JAMMU NARWAL:
- The IFSC is exactly CNRB0005674 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and JAMMU NARWAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jammu Narwal branch sits at CANARA BANK NO 11 NEW FRUIT COMPLEX JAMMU NARWAL JAMMU NARWAL JAMMU AND KASHMIR 184144. If you are travelling from outside Kathua, search for the branch on a maps application using the bank name and locality, or call 91-9858362990 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0005674 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0005674 for Canara Bank – JAMMU NARWAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jammu Narwal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0005674, however, work 24x7.
Branch address & contact
Canara BankJammu Narwal Branch
CANARA BANK NO 11 NEW FRUIT COMPLEX JAMMU NARWAL JAMMU NARWAL JAMMU AND KASHMIR 184144
Kathua, Jammu and Kashmir
Phone: 91-9858362990
IFSC: CNRB0005674
Frequently asked questions
What is the IFSC code of Canara Bank Jammu Narwal branch?
The IFSC code of Canara Bank, Jammu Narwal branch is CNRB0005674. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Canara Bank Jammu Narwal branch located?
Canara Bank's Jammu Narwal branch is located at CANARA BANK NO 11 NEW FRUIT COMPLEX JAMMU NARWAL JAMMU NARWAL JAMMU AND KASHMIR 184144, Kathua, Jammu and Kashmir.
How quickly will an NEFT transfer using CNRB0005674 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Jammu Narwal reflect within 30 minutes.
What is the phone number of Canara Bank Jammu Narwal branch?
You can reach the branch at 91-9858362990 during regular banking hours.
How do I add Canara Bank Jammu Narwal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0005674, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0005674 valid for NEFT and RTGS?
Yes. IFSC CNRB0005674 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Canara Bank Jammu Narwal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9858362990 to confirm.
Final notes
To recap: CNRB0005674 is the IFSC code of Canara Bank, JAMMU NARWAL branch, in KATHUA, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
