If you are searching for the IFSC code of Canara Bank, KUNNAMKAI branch in KASARAGOD, KERALA, this page has every detail you need. The verified IFSC code for this branch is CNRB0001780. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KUNNAMKAI branch, and detailed step-by-step guides for using the IFSC CNRB0001780 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's KUNNAMKAI branch, the IFSC CNRB0001780 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 001780 identifies this particular branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Kunnamkai |
| IFSC Code | CNRB0001780 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 4/106A, WEST ELERY P O , KUNNAMKAI, KASARGOD DIST, KERALA - 670 314 |
| City | Kasaragod |
| District | Kasaragod |
| State | Kerala |
| STD Code | 467 |
| Phone | 2241395 |
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kunnamkai branch — IFSC CNRB0001780 — extends the bank's services to customers in and around Kasaragod, Kerala.
About this branch
The branch is located at 4/106A, WEST ELERY P O , KUNNAMKAI, KASARGOD DIST, KERALA - 670 314. It serves the Kasaragod region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0001780 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's KUNNAMKAI branch came to be assigned the code CNRB0001780.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0001780, money simply cannot be routed to the KUNNAMKAI branch electronically.
How to transfer money using IFSC CNRB0001780
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0001780 across all three.
NEFT to Canara Bank, KUNNAMKAI using IFSC CNRB0001780
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0001780, and confirm that the system picks up Canara Bank – KUNNAMKAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KUNNAMKAI
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's KUNNAMKAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0001780 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – KUNNAMKAI, use IMPS. With IFSC CNRB0001780 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0001780 for Canara Bank – KUNNAMKAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0001780 | Yes – CNRB0001780 | Yes – CNRB0001780 |
For most retail customers crediting the Kunnamkai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0001780
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – KUNNAMKAI is still mapped to IFSC CNRB0001780. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0001780 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kunnamkai branch
Once you have an account at Canara Bank – KUNNAMKAI, the IFSC CNRB0001780 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kunnamkai branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0001780
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0001780 and the account number together uniquely identify the Kunnamkai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CNRB0001780
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the KUNNAMKAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0001780 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CNRB0001780
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – KUNNAMKAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0001780. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kunnamkai branch sits at 4/106A, WEST ELERY P O , KUNNAMKAI, KASARGOD DIST, KERALA - 670 314. If you are travelling from outside Kasaragod, search for the branch on a maps application using the bank name and locality, or call 467-2241395 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0001780 and your account number.
Verifying IFSC CNRB0001780 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0001780 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 467-2241395.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kunnamkai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0001780 continue to work without interruption.
Branch address & contact
Canara BankKunnamkai Branch
4/106A, WEST ELERY P O , KUNNAMKAI, KASARGOD DIST, KERALA - 670 314
Kasaragod, Kerala
Phone: 467-2241395
IFSC: CNRB0001780
Frequently asked questions
Where is Canara Bank Kunnamkai branch located?
Canara Bank's Kunnamkai branch is located at 4/106A, WEST ELERY P O , KUNNAMKAI, KASARGOD DIST, KERALA - 670 314, Kasaragod, Kerala.
Is IFSC CNRB0001780 valid for NEFT and RTGS?
Yes. IFSC CNRB0001780 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC CNRB0001780 the same for all accounts at Kunnamkai branch?
Yes. The IFSC CNRB0001780 is shared by every account held at Canara Bank's Kunnamkai branch. Only the account number changes from customer to customer.
Can I use IFSC CNRB0001780 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0001780 to send funds instantly.
Does Canara Bank Kunnamkai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 467-2241395 to confirm.
How quickly will an NEFT transfer using CNRB0001780 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Kunnamkai reflect within 30 minutes.
Summary
The IFSC code CNRB0001780 belongs to Canara Bank's KUNNAMKAI branch, located at 4/106A, WEST ELERY P O , KUNNAMKAI, KASARGOD DIST, KERALA - 670 314 in KASARAGOD, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
