If you are searching for the IFSC code of Canara Bank, ST THERESA CONVENT SCHOOL,KARNAL branch in KARNAL, HARYANA, this page has every detail you need. The verified IFSC code for this branch is CNRB0003017. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ST THERESA CONVENT SCHOOL,KARNAL branch, and detailed step-by-step guides for using the IFSC CNRB0003017 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's ST THERESA CONVENT SCHOOL,KARNAL branch, the IFSC CNRB0003017 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 003017 identifies this particular branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | St Theresa Convent School,Karnal |
| IFSC Code | CNRB0003017 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ST THERESA CONVENT SECONDARY SCHOOL NEAR ITI CHOWK KARNAL DISTRICT KARNAL CHANDIGARH 132 001 |
| City | Karnal |
| District | Karnal |
| State | Haryana |
| STD Code | 91 |
| Phone | 1234567890 |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the St Theresa Convent School,Karnal branch in Karnal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0003017.
About the St Theresa Convent School,Karnal branch
The St Theresa Convent School,Karnal branch of Canara Bank is situated at ST THERESA CONVENT SECONDARY SCHOOL NEAR ITI CHOWK KARNAL DISTRICT KARNAL CHANDIGARH 132 001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0003017 is used.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ST THERESA CONVENT SCHOOL,KARNAL of Canara Bank — its own 11-character IFSC. The code CNRB0003017 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0003017 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CNRB0003017
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003017 across all three.
NEFT to Canara Bank, ST THERESA CONVENT SCHOOL,KARNAL using IFSC CNRB0003017
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0003017, and confirm that the system picks up Canara Bank – ST THERESA CONVENT SCHOOL,KARNAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ST THERESA CONVENT SCHOOL,KARNAL
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's ST THERESA CONVENT SCHOOL,KARNAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0003017 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank ST THERESA CONVENT SCHOOL,KARNAL (IFSC CNRB0003017)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0003017 in your mobile or internet banking app, and the money is credited to the ST THERESA CONVENT SCHOOL,KARNAL branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to St Theresa Convent School,Karnal
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0003017:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ST THERESA CONVENT SCHOOL,KARNAL is still linked to IFSC CNRB0003017.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's ST THERESA CONVENT SCHOOL,KARNAL branch, the IFSC CNRB0003017 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the St Theresa Convent School,Karnal branch
Once you have an account at Canara Bank – ST THERESA CONVENT SCHOOL,KARNAL, the IFSC CNRB0003017 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the St Theresa Convent School,Karnal branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0003017
MICR & cheque-truncation details
Cheques drawn on the St Theresa Convent School,Karnal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0003017 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CNRB0003017
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the ST THERESA CONVENT SCHOOL,KARNAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0003017 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CNRB0003017
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – ST THERESA CONVENT SCHOOL,KARNAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0003017. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The St Theresa Convent School,Karnal branch sits at ST THERESA CONVENT SECONDARY SCHOOL NEAR ITI CHOWK KARNAL DISTRICT KARNAL CHANDIGARH 132 001. If you are travelling from outside Karnal, search for the branch on a maps application using the bank name and locality, or call 91-1234567890 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0003017 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0003017 for Canara Bank – ST THERESA CONVENT SCHOOL,KARNAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The St Theresa Convent School,Karnal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0003017, however, work 24x7.
Branch address & contact
Canara BankSt Theresa Convent School,Karnal Branch
ST THERESA CONVENT SECONDARY SCHOOL NEAR ITI CHOWK KARNAL DISTRICT KARNAL CHANDIGARH 132 001
Karnal, Haryana
Phone: 91-1234567890
IFSC: CNRB0003017
Frequently asked questions
Can I use IFSC CNRB0003017 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0003017 to send funds instantly.
How quickly will an NEFT transfer using CNRB0003017 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – St Theresa Convent School,Karnal reflect within 30 minutes.
What is the phone number of Canara Bank St Theresa Convent School,Karnal branch?
You can reach the branch at 91-1234567890 during regular banking hours.
What is the IFSC code of Canara Bank St Theresa Convent School,Karnal branch?
The IFSC code of Canara Bank, St Theresa Convent School,Karnal branch is CNRB0003017. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CNRB0003017 valid for NEFT and RTGS?
Yes. IFSC CNRB0003017 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Canara Bank St Theresa Convent School,Karnal branch located?
Canara Bank's St Theresa Convent School,Karnal branch is located at ST THERESA CONVENT SECONDARY SCHOOL NEAR ITI CHOWK KARNAL DISTRICT KARNAL CHANDIGARH 132 001, Karnal, Haryana.
Is IFSC CNRB0003017 the same for all accounts at St Theresa Convent School,Karnal branch?
Yes. The IFSC CNRB0003017 is shared by every account held at Canara Bank's St Theresa Convent School,Karnal branch. Only the account number changes from customer to customer.
How do I add Canara Bank St Theresa Convent School,Karnal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0003017, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code CNRB0003017 belongs to Canara Bank's ST THERESA CONVENT SCHOOL,KARNAL branch, located at ST THERESA CONVENT SECONDARY SCHOOL NEAR ITI CHOWK KARNAL DISTRICT KARNAL… in KARNAL, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
