If you are searching for the IFSC code of Canara Bank, KARNAL HANSI ROAD branch in KARNAL, HARYANA, this page has every detail you need. The verified IFSC code for this branch is CNRB0005845. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KARNAL HANSI ROAD branch, and detailed step-by-step guides for using the IFSC CNRB0005845 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's KARNAL HANSI ROAD branch, the IFSC CNRB0005845 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 005845 identifies this particular branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Karnal Hansi Road |
| IFSC Code | CNRB0005845 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 32 7 OLD NO 6 HANSI ROAD OPP NIRANKARI BHAWAN KARNAL HARAYANA 132001 |
| City | Karnal |
| District | Karnal |
| State | Haryana |
| STD Code | 91 |
| Phone | 9045359715 |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Karnal Hansi Road branch in Karnal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0005845.
About this branch
The branch is located at NO 32 7 OLD NO 6 HANSI ROAD OPP NIRANKARI BHAWAN KARNAL HARAYANA 132001. It serves the Karnal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0005845 is used to identify this branch on the RBI payments network.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KARNAL HANSI ROAD of Canara Bank — its own 11-character IFSC. The code CNRB0005845 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0005845 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CNRB0005845
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0005845 across all three.
How to use IFSC CNRB0005845 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's KARNAL HANSI ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0005845.
- Confirm the bank name auto-populates as Canara Bank and the branch as KARNAL HANSI ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KARNAL HANSI ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's KARNAL HANSI ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0005845 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank KARNAL HANSI ROAD (IFSC CNRB0005845)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0005845 in your mobile or internet banking app, and the money is credited to the KARNAL HANSI ROAD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Karnal Hansi Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0005845:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KARNAL HANSI ROAD is still linked to IFSC CNRB0005845.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's KARNAL HANSI ROAD branch, the IFSC CNRB0005845 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Karnal Hansi Road branch is mapped to IFSC CNRB0005845 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0005845.
Banking services available
The Karnal Hansi Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9045359715.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0005845
MICR & cheque-truncation details
Cheques drawn on the Karnal Hansi Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0005845 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CNRB0005845
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the KARNAL HANSI ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0005845 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CNRB0005845
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – KARNAL HANSI ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0005845. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Karnal Hansi Road branch sits at NO 32 7 OLD NO 6 HANSI ROAD OPP NIRANKARI BHAWAN KARNAL HARAYANA 132001. If you are travelling from outside Karnal, search for the branch on a maps application using the bank name and locality, or call 91-9045359715 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0005845 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0005845 for Canara Bank – KARNAL HANSI ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Karnal Hansi Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0005845 continue to work without interruption.
Branch address & contact
Canara BankKarnal Hansi Road Branch
NO 32 7 OLD NO 6 HANSI ROAD OPP NIRANKARI BHAWAN KARNAL HARAYANA 132001
Karnal, Haryana
Phone: 91-9045359715
IFSC: CNRB0005845
Frequently asked questions
Is IFSC CNRB0005845 the same for all accounts at Karnal Hansi Road branch?
Yes. The IFSC CNRB0005845 is shared by every account held at Canara Bank's Karnal Hansi Road branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Karnal Hansi Road branch but serve different purposes.
How do I add Canara Bank Karnal Hansi Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0005845, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Canara Bank Karnal Hansi Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9045359715 to confirm.
Where is Canara Bank Karnal Hansi Road branch located?
Canara Bank's Karnal Hansi Road branch is located at NO 32 7 OLD NO 6 HANSI ROAD OPP NIRANKARI BHAWAN KARNAL HARAYANA 132001, Karnal, Haryana.
How quickly will an NEFT transfer using CNRB0005845 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Karnal Hansi Road reflect within 30 minutes.
Is IFSC CNRB0005845 valid for NEFT and RTGS?
Yes. IFSC CNRB0005845 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Canara Bank Karnal Hansi Road branch?
The IFSC code of Canara Bank, Karnal Hansi Road branch is CNRB0005845. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code CNRB0005845 belongs to Canara Bank's KARNAL HANSI ROAD branch, located at NO 32 7 OLD NO 6 HANSI ROAD OPP NIRANKARI BHAWAN KARNAL HARAYANA 132001 in KARNAL, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
