Use this page as a one-stop reference for everything related to Canara Bank's KARJAT branch in KARJAT, MAHARASHTRA. The branch's IFSC code CNRB0008172 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0008172 is the IFSC of Canara Bank's KARJAT branch. The format is fixed: CNRB = bank code, 0 = reserved, 008172 = branch identifier.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Karjat branch in Karjat, Maharashtra is part of this network and uses the IFSC code CNRB0008172 for all electronic settlement.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Karjat |
| IFSC Code | CNRB0008172 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 13 18 GR FLOOR B WING BLDG PRAMUKH ANAND SR NO PATIL ALI KARJA RAIGARH DIST MAHARASTRA 410201 |
| City | Karjat |
| District | Raigarh |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 18001030 |
About this branch
The branch is located at SHOP NO 13 18 GR FLOOR B WING BLDG PRAMUKH ANAND SR NO PATIL ALI KARJA RAIGARH DIST MAHARASTRA 410201. It serves the Karjat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0008172 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's KARJAT branch came to be assigned the code CNRB0008172.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0008172, money simply cannot be routed to the KARJAT branch electronically.
Account types you can open at the Karjat branch
Once you have an account at Canara Bank – KARJAT, the IFSC CNRB0008172 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Karjat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 18001030.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0008172
How to transfer money using IFSC CNRB0008172
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0008172 across all three.
NEFT to Canara Bank, KARJAT using IFSC CNRB0008172
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0008172, and confirm that the system picks up Canara Bank – KARJAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0008172
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – KARJAT, ensure your bank's portal accepts IFSC CNRB0008172 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – KARJAT, use IMPS. With IFSC CNRB0008172 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Karjat
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0008172:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KARJAT is still linked to IFSC CNRB0008172.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CNRB0008172
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – KARJAT is still mapped to IFSC CNRB0008172. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0008172 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Karjat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0008172 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Karjat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0008172 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KARJAT:
- The IFSC is exactly CNRB0008172 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and KARJAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Karjat branch sits at SHOP NO 13 18 GR FLOOR B WING BLDG PRAMUKH ANAND SR NO PATIL ALI KARJA RAIGARH DIST MAHARASTRA 410201. If you are travelling from outside Karjat, search for the branch on a maps application using the bank name and locality, or call 18001030 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0008172 and your account number.
Verifying IFSC CNRB0008172 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0008172 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 18001030.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Karjat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0008172, however, work 24x7.
Branch address & contact
Canara BankKarjat Branch
SHOP NO 13 18 GR FLOOR B WING BLDG PRAMUKH ANAND SR NO PATIL ALI KARJA RAIGARH DIST MAHARASTRA 410201
Karjat, Maharashtra
Phone: 18001030
IFSC: CNRB0008172
Frequently asked questions
Is IFSC CNRB0008172 the same for all accounts at Karjat branch?
Yes. The IFSC CNRB0008172 is shared by every account held at Canara Bank's Karjat branch. Only the account number changes from customer to customer.
How do I add Canara Bank Karjat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0008172, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Canara Bank Karjat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 18001030 to confirm.
Where is Canara Bank Karjat branch located?
Canara Bank's Karjat branch is located at SHOP NO 13 18 GR FLOOR B WING BLDG PRAMUKH ANAND SR NO PATIL ALI KARJA RAIGARH DIST MAHARASTRA 410201, Karjat, Maharashtra.
How quickly will an NEFT transfer using CNRB0008172 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Karjat reflect within 30 minutes.
What is the phone number of Canara Bank Karjat branch?
You can reach the branch at 18001030 during regular banking hours.
Summary
The IFSC code CNRB0008172 belongs to Canara Bank's KARJAT branch, located at SHOP NO 13 18 GR FLOOR B WING BLDG PRAMUKH ANAND SR NO PATIL ALI KARJA RAIGARH… in KARJAT, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
