Use this page as a one-stop reference for everything related to Canara Bank's KAITHI branch in KARATH, BIHAR. The branch's IFSC code CNRB0001748 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – KAITHI is CNRB0001748. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001748 map to this branch in KARATH, BIHAR.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kaithi branch in Karath, Bihar is part of this network and uses the IFSC code CNRB0001748 for all electronic settlement.
About the Kaithi branch
The Kaithi branch of Canara Bank is situated at VILL KAITHEE, P.O RAGHUNATHPUR, BHOJPUR DT.802134. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0001748 is used.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Kaithi |
| IFSC Code | CNRB0001748 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL KAITHEE, P.O RAGHUNATHPUR, BHOJPUR DT.802134 |
| City | Karath |
| District | Bhojpur |
| State | Bihar |
| STD Code | 6323 |
| Phone | 244769 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's KAITHI branch came to be assigned the code CNRB0001748.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0001748, money simply cannot be routed to the KAITHI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Kaithi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0001748 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CNRB0001748
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0001748 across all three.
NEFT to Canara Bank, KAITHI using IFSC CNRB0001748
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0001748, and confirm that the system picks up Canara Bank – KAITHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KAITHI
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's KAITHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0001748 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – KAITHI, use IMPS. With IFSC CNRB0001748 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0001748 for Canara Bank – KAITHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0001748 | Yes – CNRB0001748 | Yes – CNRB0001748 |
For most retail customers crediting the Kaithi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's KAITHI branch, the IFSC CNRB0001748 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kaithi branch is mapped to IFSC CNRB0001748 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0001748.
Products and services
Customers walking into the Kaithi branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0001748
Online banking and IFSC CNRB0001748
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the KAITHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0001748 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kaithi branch
The branch is located at VILL KAITHEE, P.O RAGHUNATHPUR, BHOJPUR DT.802134, which puts it inside Karath, the broader Bhojpur district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Kaithi branch” — the verified location pin for IFSC CNRB0001748 should appear at the top of the results.
- Confirm the branch is open by calling 6323-244769 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0001748 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KAITHI:
- The IFSC is exactly CNRB0001748 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and KAITHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kaithi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0001748, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0001748 for Canara Bank – KAITHI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Canara BankKaithi Branch
VILL KAITHEE, P.O RAGHUNATHPUR, BHOJPUR DT.802134
Karath, Bihar
Phone: 6323-244769
IFSC: CNRB0001748
Frequently asked questions
What is the phone number of Canara Bank Kaithi branch?
You can reach the branch at 6323-244769 during regular banking hours.
Where is Canara Bank Kaithi branch located?
Canara Bank's Kaithi branch is located at VILL KAITHEE, P.O RAGHUNATHPUR, BHOJPUR DT.802134, Karath, Bihar.
Is IFSC CNRB0001748 valid for NEFT and RTGS?
Yes. IFSC CNRB0001748 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Canara Bank Kaithi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0001748, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CNRB0001748 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Kaithi reflect within 30 minutes.
Is IFSC CNRB0001748 the same for all accounts at Kaithi branch?
Yes. The IFSC CNRB0001748 is shared by every account held at Canara Bank's Kaithi branch. Only the account number changes from customer to customer.
Summary
The IFSC code CNRB0001748 belongs to Canara Bank's KAITHI branch, located at VILL KAITHEE, P.O RAGHUNATHPUR, BHOJPUR DT.802134 in KARATH, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
