If you are searching for the IFSC code of Canara Bank, MUSTAFABAD branch in KAPURTHALA, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is CNRB0018147. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MUSTAFABAD branch, and detailed step-by-step guides for using the IFSC CNRB0018147 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0018147 is the IFSC of Canara Bank's MUSTAFABAD branch. The format is fixed: CNRB = bank code, 0 = reserved, 018147 = branch identifier.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Mustafabad branch in Kapurthala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0018147.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Mustafabad |
| IFSC Code | CNRB0018147 |
| MICR Code | Refer to cheque leaf |
| Branch Address | V P O MUSTAFABAD DISTT KAPURTHALA PUNJAB INDIA 144802 |
| City | Kapurthala |
| District | Kapurthala |
| State | Punjab |
About the Mustafabad branch
The Mustafabad branch of Canara Bank is situated at V P O MUSTAFABAD DISTT KAPURTHALA PUNJAB INDIA 144802. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0018147 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's MUSTAFABAD branch came to be assigned the code CNRB0018147.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0018147, money simply cannot be routed to the MUSTAFABAD branch electronically.
Account types you can open at the Mustafabad branch
Once you have an account at Canara Bank – MUSTAFABAD, the IFSC CNRB0018147 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mustafabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0018147
How to transfer money using IFSC CNRB0018147
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0018147 across all three.
NEFT to Canara Bank, MUSTAFABAD using IFSC CNRB0018147
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0018147, and confirm that the system picks up Canara Bank – MUSTAFABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0018147
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – MUSTAFABAD, ensure your bank's portal accepts IFSC CNRB0018147 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – MUSTAFABAD, use IMPS. With IFSC CNRB0018147 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0018147 for Canara Bank – MUSTAFABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0018147 | Yes – CNRB0018147 | Yes – CNRB0018147 |
For most retail customers crediting the Mustafabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0018147
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – MUSTAFABAD is still mapped to IFSC CNRB0018147. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0018147 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CNRB0018147
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the MUSTAFABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0018147 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mustafabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0018147 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC CNRB0018147
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – MUSTAFABAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0018147. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mustafabad branch
The branch is located at V P O MUSTAFABAD DISTT KAPURTHALA PUNJAB INDIA 144802, which puts it inside Kapurthala, the broader Kapurthala district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Mustafabad branch” — the verified location pin for IFSC CNRB0018147 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0018147 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0018147 for Canara Bank – MUSTAFABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mustafabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0018147, however, work 24x7.
Branch address & contact
Canara BankMustafabad Branch
V P O MUSTAFABAD DISTT KAPURTHALA PUNJAB INDIA 144802
Kapurthala, Punjab
Phone: the branch contact number
IFSC: CNRB0018147
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mustafabad branch but serve different purposes.
Is IFSC CNRB0018147 valid for NEFT and RTGS?
Yes. IFSC CNRB0018147 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Canara Bank Mustafabad branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using CNRB0018147 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Mustafabad reflect within 30 minutes.
Is IFSC CNRB0018147 the same for all accounts at Mustafabad branch?
Yes. The IFSC CNRB0018147 is shared by every account held at Canara Bank's Mustafabad branch. Only the account number changes from customer to customer.
Where is Canara Bank Mustafabad branch located?
Canara Bank's Mustafabad branch is located at V P O MUSTAFABAD DISTT KAPURTHALA PUNJAB INDIA 144802, Kapurthala, Punjab.
Final notes
To recap: CNRB0018147 is the IFSC code of Canara Bank, MUSTAFABAD branch, in KAPURTHALA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
