This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, KANIGIRI branch in KANIGIRI. The 11-digit IFSC CNRB0004485 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the KANIGIRI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's KANIGIRI branch, the IFSC CNRB0004485 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 004485 identifies this particular branch.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Kanigiri branch in Kanigiri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0004485.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Kanigiri |
| IFSC Code | CNRB0004485 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUNDFLOOR D NO 8 70 KOTAVARI VEEDHI KANIGIRI- 523 230 PRAKASAMDIST |
| City | Kanigiri |
| District | Prakasam |
| State | Andhra Pradesh |
| STD Code | 8402 |
| Phone | 272277 |
About the Kanigiri branch
The Kanigiri branch of Canara Bank is situated at GROUNDFLOOR D NO 8 70 KOTAVARI VEEDHI KANIGIRI- 523 230 PRAKASAMDIST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0004485 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's KANIGIRI branch came to be assigned the code CNRB0004485.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0004485, money simply cannot be routed to the KANIGIRI branch electronically.
Account types you can open at the Kanigiri branch
Once you have an account at Canara Bank – KANIGIRI, the IFSC CNRB0004485 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kanigiri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8402-272277.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0004485
How to transfer money using IFSC CNRB0004485
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004485 across all three.
NEFT to Canara Bank, KANIGIRI using IFSC CNRB0004485
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0004485, and confirm that the system picks up Canara Bank – KANIGIRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0004485
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – KANIGIRI, ensure your bank's portal accepts IFSC CNRB0004485 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – KANIGIRI, use IMPS. With IFSC CNRB0004485 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kanigiri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0004485:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KANIGIRI is still linked to IFSC CNRB0004485.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's KANIGIRI branch, the IFSC CNRB0004485 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CNRB0004485
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the KANIGIRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0004485 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0004485 and the account number together uniquely identify the Kanigiri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KANIGIRI:
- The IFSC is exactly CNRB0004485 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and KANIGIRI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kanigiri branch sits at GROUNDFLOOR D NO 8 70 KOTAVARI VEEDHI KANIGIRI- 523 230 PRAKASAMDIST. If you are travelling from outside Kanigiri, search for the branch on a maps application using the bank name and locality, or call 8402-272277 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0004485 and your account number.
Verifying IFSC CNRB0004485 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0004485 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8402-272277.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kanigiri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0004485, however, work 24x7.
Branch address & contact
Canara BankKanigiri Branch
GROUNDFLOOR D NO 8 70 KOTAVARI VEEDHI KANIGIRI- 523 230 PRAKASAMDIST
Kanigiri, Andhra Pradesh
Phone: 8402-272277
IFSC: CNRB0004485
Frequently asked questions
How quickly will an NEFT transfer using CNRB0004485 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Kanigiri reflect within 30 minutes.
Is IFSC CNRB0004485 valid for NEFT and RTGS?
Yes. IFSC CNRB0004485 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Canara Bank Kanigiri branch located?
Canara Bank's Kanigiri branch is located at GROUNDFLOOR D NO 8 70 KOTAVARI VEEDHI KANIGIRI- 523 230 PRAKASAMDIST, Kanigiri, Andhra Pradesh.
Can I use IFSC CNRB0004485 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0004485 to send funds instantly.
How do I add Canara Bank Kanigiri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0004485, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kanigiri branch but serve different purposes.
What is the IFSC code of Canara Bank Kanigiri branch?
The IFSC code of Canara Bank, Kanigiri branch is CNRB0004485. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: CNRB0004485 is the IFSC code of Canara Bank, KANIGIRI branch, in KANIGIRI, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
