IFSC Code of Canara Bank, Currency Chest Kalpeni Branch, Lakshadweep

If you are searching for the IFSC code of Canara Bank, CURRENCY CHEST KALPENI branch in KALPENI, LAKSHADWEEP, this page has every detail you need. The verified IFSC code for this branch is CNRB0012825. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CURRENCY CHEST KALPENI branch, and detailed step-by-step guides for using the IFSC CNRB0012825 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Canara Bank – CURRENCY CHEST KALPENI is CNRB0012825. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 012825 map to this branch in KALPENI, LAKSHADWEEP.

About the bank

Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Currency Chest Kalpeni branch in Kalpeni, Lakshadweep is part of this network and uses the IFSC code CNRB0012825 for all electronic settlement.

Branch details at a glance

Currency Chest Kalpeni branch overview

Located at CANARA BANK KALPENI LAKSHADWEEP 682557, the Currency Chest Kalpeni branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0012825 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's CURRENCY CHEST KALPENI branch came to be assigned the code CNRB0012825.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0012825, money simply cannot be routed to the CURRENCY CHEST KALPENI branch electronically.

Products and account variants supported

Every account opened at the Currency Chest Kalpeni branch is mapped to IFSC CNRB0012825 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CNRB0012825.

Banking services available

The Currency Chest Kalpeni branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 489-5252278.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0012825

How to transfer money using IFSC CNRB0012825

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0012825 across all three.

How to use IFSC CNRB0012825 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's CURRENCY CHEST KALPENI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CNRB0012825.
4. Confirm the bank name auto-populates as Canara Bank and the branch as CURRENCY CHEST KALPENI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CURRENCY CHEST KALPENI

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's CURRENCY CHEST KALPENI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0012825 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Canara Bank – CURRENCY CHEST KALPENI, use IMPS. With IFSC CNRB0012825 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CNRB0012825 for Canara Bank – CURRENCY CHEST KALPENI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Currency Chest Kalpeni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CNRB0012825

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – CURRENCY CHEST KALPENI is still mapped to IFSC CNRB0012825. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0012825 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Currency Chest Kalpeni branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0012825 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0012825 and the account number together uniquely identify the Currency Chest Kalpeni branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – CURRENCY CHEST KALPENI:

• The IFSC is exactly CNRB0012825 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and CURRENCY CHEST KALPENI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Currency Chest Kalpeni branch

The branch is located at CANARA BANK KALPENI LAKSHADWEEP 682557, which puts it inside Kalpeni, the broader Kalpeni district, and the state of Lakshadweep. To plan your visit:

1. Open Google Maps on your phone and search for “Canara Bank Currency Chest Kalpeni branch” — the verified location pin for IFSC CNRB0012825 should appear at the top of the results.
2. Confirm the branch is open by calling 489-5252278 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0012825 and your account number.

Verifying IFSC CNRB0012825 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0012825 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 489-5252278.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Currency Chest Kalpeni branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0012825, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0012825 belongs to Canara Bank's CURRENCY CHEST KALPENI branch, located at CANARA BANK KALPENI LAKSHADWEEP 682557 in KALPENI, LAKSHADWEEP. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.