If you are searching for the IFSC code of Canara Bank, KAKKODI branch in KAKKODI, KERALA, this page has every detail you need. The verified IFSC code for this branch is CNRB0000747. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KAKKODI branch, and detailed step-by-step guides for using the IFSC CNRB0000747 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0000747 is the IFSC of Canara Bank's KAKKODI branch. The format is fixed: CNRB = bank code, 0 = reserved, 000747 = branch identifier.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Kakkodi branch in Kakkodi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0000747.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Kakkodi |
| IFSC Code | CNRB0000747 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BUILDING NO KP IX/191,, CALICUT-BALUSSERY ROAD,, KAKKODI.673 611., |
| City | Kakkodi |
| District | Kozhikode |
| State | Kerala |
| STD Code | 495 |
| Phone | 2268378 |
About the Kakkodi branch
The Kakkodi branch of Canara Bank is situated at BUILDING NO KP IX/191,, CALICUT-BALUSSERY ROAD,, KAKKODI.673 611.,. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0000747 is used.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAKKODI of Canara Bank — its own 11-character IFSC. The code CNRB0000747 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0000747 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kakkodi branch is mapped to IFSC CNRB0000747 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0000747.
Products and services
Customers walking into the Kakkodi branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0000747
How to transfer money using IFSC CNRB0000747
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0000747 across all three.
How to use IFSC CNRB0000747 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's KAKKODI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0000747.
- Confirm the bank name auto-populates as Canara Bank and the branch as KAKKODI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CNRB0000747
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – KAKKODI, ensure your bank's portal accepts IFSC CNRB0000747 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank KAKKODI (IFSC CNRB0000747)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0000747 in your mobile or internet banking app, and the money is credited to the KAKKODI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kakkodi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0000747:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAKKODI is still linked to IFSC CNRB0000747.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's KAKKODI branch, the IFSC CNRB0000747 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CNRB0000747
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the KAKKODI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0000747 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0000747 and the account number together uniquely identify the Kakkodi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CNRB0000747
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – KAKKODI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0000747. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kakkodi branch sits at BUILDING NO KP IX/191,, CALICUT-BALUSSERY ROAD,, KAKKODI.673 611.,. If you are travelling from outside Kakkodi, search for the branch on a maps application using the bank name and locality, or call 495-2268378 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0000747 and your account number.
Verifying IFSC CNRB0000747 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0000747 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 495-2268378.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kakkodi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0000747, however, work 24x7.
Branch address & contact
Canara BankKakkodi Branch
BUILDING NO KP IX/191,, CALICUT-BALUSSERY ROAD,, KAKKODI.673 611.,
Kakkodi, Kerala
Phone: 495-2268378
IFSC: CNRB0000747
Frequently asked questions
How quickly will an NEFT transfer using CNRB0000747 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Kakkodi reflect within 30 minutes.
What is the IFSC code of Canara Bank Kakkodi branch?
The IFSC code of Canara Bank, Kakkodi branch is CNRB0000747. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kakkodi branch but serve different purposes.
Is IFSC CNRB0000747 valid for NEFT and RTGS?
Yes. IFSC CNRB0000747 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Canara Bank Kakkodi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0000747, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Canara Bank Kakkodi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 495-2268378 to confirm.
Where is Canara Bank Kakkodi branch located?
Canara Bank's Kakkodi branch is located at BUILDING NO KP IX/191,, CALICUT-BALUSSERY ROAD,, KAKKODI.673 611.,, Kakkodi, Kerala.
What is the phone number of Canara Bank Kakkodi branch?
You can reach the branch at 495-2268378 during regular banking hours.
Summary
The IFSC code CNRB0000747 belongs to Canara Bank's KAKKODI branch, located at BUILDING NO KP IX/191,, CALICUT-BALUSSERY ROAD,, KAKKODI.673 611., in KAKKODI, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
