Below are the complete branch details for Canara Bank, KAKKAR branch, located in KAKKAR, HIMACHAL PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0002063. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0002063 for Canara Bank – KAKKAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's KAKKAR branch, the IFSC CNRB0002063 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 002063 identifies this particular branch.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kakkar branch in Kakkar, Himachal Pradesh is part of this network and uses the IFSC code CNRB0002063 for all electronic settlement.
Kakkar branch overview
Located at KAKKAR VILLAGE P.O. DIST HAMIRPUR HIMACHAL PRADESH - 177028, the Kakkar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0002063 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Kakkar |
| IFSC Code | CNRB0002063 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KAKKAR VILLAGE P.O. DIST HAMIRPUR HIMACHAL PRADESH - 177028 |
| City | Kakkar |
| District | Hamirpur |
| State | Himachal Pradesh |
| STD Code | 1972 |
| Phone | 262027 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's KAKKAR branch came to be assigned the code CNRB0002063.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0002063, money simply cannot be routed to the KAKKAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Kakkar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0002063 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CNRB0002063
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0002063 across all three.
NEFT to Canara Bank, KAKKAR using IFSC CNRB0002063
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0002063, and confirm that the system picks up Canara Bank – KAKKAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KAKKAR
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's KAKKAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0002063 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank KAKKAR (IFSC CNRB0002063)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0002063 in your mobile or internet banking app, and the money is credited to the KAKKAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0002063 for Canara Bank – KAKKAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0002063 | Yes – CNRB0002063 | Yes – CNRB0002063 |
For most retail customers crediting the Kakkar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's KAKKAR branch, the IFSC CNRB0002063 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kakkar branch
Once you have an account at Canara Bank – KAKKAR, the IFSC CNRB0002063 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kakkar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1972-262027.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0002063
Digital banking channels
Most day-to-day work that customers used to do at the Kakkar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0002063 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Kakkar branch
The branch is located at KAKKAR VILLAGE P.O. DIST HAMIRPUR HIMACHAL PRADESH - 177028, which puts it inside Kakkar, the broader Hamirpur district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Kakkar branch” — the verified location pin for IFSC CNRB0002063 should appear at the top of the results.
- Confirm the branch is open by calling 1972-262027 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0002063 and your account number.
Common mistakes to avoid when using IFSC CNRB0002063
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – KAKKAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0002063. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Kakkar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0002063 continue to work without interruption.
Verifying IFSC CNRB0002063 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0002063 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1972-262027.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankKakkar Branch
KAKKAR VILLAGE P.O. DIST HAMIRPUR HIMACHAL PRADESH - 177028
Kakkar, Himachal Pradesh
Phone: 1972-262027
IFSC: CNRB0002063
Frequently asked questions
What is the IFSC code of Canara Bank Kakkar branch?
The IFSC code of Canara Bank, Kakkar branch is CNRB0002063. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Canara Bank Kakkar branch?
You can reach the branch at 1972-262027 during regular banking hours.
How quickly will an NEFT transfer using CNRB0002063 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Kakkar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kakkar branch but serve different purposes.
Does Canara Bank Kakkar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1972-262027 to confirm.
Is IFSC CNRB0002063 the same for all accounts at Kakkar branch?
Yes. The IFSC CNRB0002063 is shared by every account held at Canara Bank's Kakkar branch. Only the account number changes from customer to customer.
Summary
The IFSC code CNRB0002063 belongs to Canara Bank's KAKKAR branch, located at KAKKAR VILLAGE P.O. DIST HAMIRPUR HIMACHAL PRADESH - 177028 in KAKKAR, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
