Use this page as a one-stop reference for everything related to Canara Bank's NAGAMALLITHOTA,KAKINADA branch in KAKINADA, ANDHRA PRADESH. The branch's IFSC code CNRB0002765 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0002765 is the IFSC of Canara Bank's NAGAMALLITHOTA,KAKINADA branch. The format is fixed: CNRB = bank code, 0 = reserved, 002765 = branch identifier.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nagamallithota,Kakinada branch — IFSC CNRB0002765 — extends the bank's services to customers in and around Kakinada, Andhra Pradesh.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Nagamallithota,Kakinada |
| IFSC Code | CNRB0002765 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 67-15-30, I FLOOR,, PARADISE I, NAGAMALLITHOTA, JUNCTION,PITAMPURAM ROAD, KAKINADA |
| City | Kakinada |
| District | East Godavari |
| State | Andhra Pradesh |
| STD Code | 884 |
| Phone | 2372155 |
About the Nagamallithota,Kakinada branch
The Nagamallithota,Kakinada branch of Canara Bank is situated at 67-15-30, I FLOOR,, PARADISE I, NAGAMALLITHOTA, JUNCTION,PITAMPURAM ROAD, KAKINADA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0002765 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's NAGAMALLITHOTA,KAKINADA branch came to be assigned the code CNRB0002765.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0002765, money simply cannot be routed to the NAGAMALLITHOTA,KAKINADA branch electronically.
Products and account variants supported
Every account opened at the Nagamallithota,Kakinada branch is mapped to IFSC CNRB0002765 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0002765.
Banking services available
The Nagamallithota,Kakinada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 884-2372155.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0002765
How to transfer money using IFSC CNRB0002765
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0002765 across all three.
NEFT to Canara Bank, NAGAMALLITHOTA,KAKINADA using IFSC CNRB0002765
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0002765, and confirm that the system picks up Canara Bank – NAGAMALLITHOTA,KAKINADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NAGAMALLITHOTA,KAKINADA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's NAGAMALLITHOTA,KAKINADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0002765 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank NAGAMALLITHOTA,KAKINADA (IFSC CNRB0002765)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0002765 in your mobile or internet banking app, and the money is credited to the NAGAMALLITHOTA,KAKINADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0002765 for Canara Bank – NAGAMALLITHOTA,KAKINADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0002765 | Yes – CNRB0002765 | Yes – CNRB0002765 |
For most retail customers crediting the Nagamallithota,Kakinada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0002765
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – NAGAMALLITHOTA,KAKINADA is still mapped to IFSC CNRB0002765. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0002765 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CNRB0002765
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the NAGAMALLITHOTA,KAKINADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0002765 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0002765 and the account number together uniquely identify the Nagamallithota,Kakinada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CNRB0002765
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – NAGAMALLITHOTA,KAKINADA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0002765. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Nagamallithota,Kakinada branch sits at 67-15-30, I FLOOR,, PARADISE I, NAGAMALLITHOTA, JUNCTION,PITAMPURAM ROAD, KAKINADA. If you are travelling from outside Kakinada, search for the branch on a maps application using the bank name and locality, or call 884-2372155 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0002765 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0002765 for Canara Bank – NAGAMALLITHOTA,KAKINADA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Nagamallithota,Kakinada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0002765 continue to work without interruption.
Branch address & contact
Canara BankNagamallithota,Kakinada Branch
67-15-30, I FLOOR,, PARADISE I, NAGAMALLITHOTA, JUNCTION,PITAMPURAM ROAD, KAKINADA
Kakinada, Andhra Pradesh
Phone: 884-2372155
IFSC: CNRB0002765
Frequently asked questions
Is IFSC CNRB0002765 the same for all accounts at Nagamallithota,Kakinada branch?
Yes. The IFSC CNRB0002765 is shared by every account held at Canara Bank's Nagamallithota,Kakinada branch. Only the account number changes from customer to customer.
Can I use IFSC CNRB0002765 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0002765 to send funds instantly.
Does Canara Bank Nagamallithota,Kakinada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 884-2372155 to confirm.
Is IFSC CNRB0002765 valid for NEFT and RTGS?
Yes. IFSC CNRB0002765 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CNRB0002765 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Nagamallithota,Kakinada reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nagamallithota,Kakinada branch but serve different purposes.
What is the phone number of Canara Bank Nagamallithota,Kakinada branch?
You can reach the branch at 884-2372155 during regular banking hours.
Summary
The IFSC code CNRB0002765 belongs to Canara Bank's NAGAMALLITHOTA,KAKINADA branch, located at 67-15-30, I FLOOR,, PARADISE I, NAGAMALLITHOTA, JUNCTION,PITAMPURAM ROAD,… in KAKINADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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