Use this page as a one-stop reference for everything related to Canara Bank's KAKDWIP branch in KAKDWIP, WEST BENGAL. The branch's IFSC code CNRB0004395 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – KAKDWIP is CNRB0004395. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004395 map to this branch in KAKDWIP, WEST BENGAL.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Kakdwip |
| IFSC Code | CNRB0004395 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GANESHPUR,3RD. GHERI, MAIN ROAD PO PS KAKDWIP DIST SOUTH 24PARGANAS PIN 743347 |
| City | Kakdwip |
| District | South 24 Parganas |
| State | West Bengal |
| STD Code | 91 |
| Phone | 1234567890 |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kakdwip branch in Kakdwip, West Bengal is part of this network and uses the IFSC code CNRB0004395 for all electronic settlement.
About the Kakdwip branch
The Kakdwip branch of Canara Bank is situated at GANESHPUR,3RD. GHERI, MAIN ROAD PO PS KAKDWIP DIST SOUTH 24PARGANAS PIN 743347. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0004395 is used.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAKDWIP of Canara Bank — its own 11-character IFSC. The code CNRB0004395 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0004395 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CNRB0004395
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004395 across all three.
How to use IFSC CNRB0004395 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's KAKDWIP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0004395.
- Confirm the bank name auto-populates as Canara Bank and the branch as KAKDWIP.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KAKDWIP
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's KAKDWIP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0004395 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank KAKDWIP (IFSC CNRB0004395)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0004395 in your mobile or internet banking app, and the money is credited to the KAKDWIP branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0004395 for Canara Bank – KAKDWIP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0004395 | Yes – CNRB0004395 | Yes – CNRB0004395 |
For most retail customers crediting the Kakdwip branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0004395
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – KAKDWIP is still mapped to IFSC CNRB0004395. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0004395 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kakdwip branch
Once you have an account at Canara Bank – KAKDWIP, the IFSC CNRB0004395 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kakdwip branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0004395
MICR & cheque-truncation details
Cheques drawn on the Kakdwip branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0004395 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kakdwip branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0004395 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KAKDWIP:
- The IFSC is exactly CNRB0004395 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and KAKDWIP as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kakdwip branch
The branch is located at GANESHPUR,3RD. GHERI, MAIN ROAD PO PS KAKDWIP DIST SOUTH 24PARGANAS PIN 743347, which puts it inside Kakdwip, the broader South 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Kakdwip branch” — the verified location pin for IFSC CNRB0004395 should appear at the top of the results.
- Confirm the branch is open by calling 91-1234567890 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0004395 and your account number.
Verifying IFSC CNRB0004395 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0004395 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-1234567890.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kakdwip branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0004395, however, work 24x7.
Branch address & contact
Canara BankKakdwip Branch
GANESHPUR,3RD. GHERI, MAIN ROAD PO PS KAKDWIP DIST SOUTH 24PARGANAS PIN 743347
Kakdwip, West Bengal
Phone: 91-1234567890
IFSC: CNRB0004395
Frequently asked questions
Is IFSC CNRB0004395 valid for NEFT and RTGS?
Yes. IFSC CNRB0004395 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Canara Bank Kakdwip as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0004395, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Canara Bank Kakdwip branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-1234567890 to confirm.
Is IFSC CNRB0004395 the same for all accounts at Kakdwip branch?
Yes. The IFSC CNRB0004395 is shared by every account held at Canara Bank's Kakdwip branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using CNRB0004395 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Kakdwip reflect within 30 minutes.
Can I use IFSC CNRB0004395 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0004395 to send funds instantly.
Final notes
To recap: CNRB0004395 is the IFSC code of Canara Bank, KAKDWIP branch, in KAKDWIP, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
