If you are searching for the IFSC code of Canara Bank, JUGSALAI branch in JUGSALAI, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is CNRB0003513. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JUGSALAI branch, and detailed step-by-step guides for using the IFSC CNRB0003513 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's JUGSALAI branch, the IFSC CNRB0003513 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 003513 identifies this particular branch.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jugsalai branch in Jugsalai, Jharkhand is part of this network and uses the IFSC code CNRB0003513 for all electronic settlement.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Jugsalai |
| IFSC Code | CNRB0003513 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK, KAILASH TOWER STATION ROAD JUGSALAI JAMSHEDPUR DIST-EAST SINGHBHUM-831006 |
| City | Jugsalai |
| District | Purbi Singhbhum |
| State | Jharkhand |
| STD Code | 657 |
| Phone | 2290209 |
Jugsalai branch overview
Located at CANARA BANK, KAILASH TOWER STATION ROAD JUGSALAI JAMSHEDPUR DIST-EAST SINGHBHUM-831006, the Jugsalai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0003513 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's JUGSALAI branch came to be assigned the code CNRB0003513.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0003513, money simply cannot be routed to the JUGSALAI branch electronically.
Products and account variants supported
Every account opened at the Jugsalai branch is mapped to IFSC CNRB0003513 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0003513.
Products and services
Customers walking into the Jugsalai branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0003513
How to transfer money using IFSC CNRB0003513
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003513 across all three.
How to use IFSC CNRB0003513 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's JUGSALAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0003513.
- Confirm the bank name auto-populates as Canara Bank and the branch as JUGSALAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to JUGSALAI
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's JUGSALAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0003513 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – JUGSALAI, use IMPS. With IFSC CNRB0003513 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0003513 for Canara Bank – JUGSALAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0003513 | Yes – CNRB0003513 | Yes – CNRB0003513 |
For most retail customers crediting the Jugsalai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's JUGSALAI branch, the IFSC CNRB0003513 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Jugsalai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0003513 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Jugsalai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0003513 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – JUGSALAI:
- The IFSC is exactly CNRB0003513 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and JUGSALAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jugsalai branch
The branch is located at CANARA BANK, KAILASH TOWER STATION ROAD JUGSALAI JAMSHEDPUR DIST-EAST SINGHBHUM-831006, which puts it inside Jugsalai, the broader Purbi Singhbhum district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Jugsalai branch” — the verified location pin for IFSC CNRB0003513 should appear at the top of the results.
- Confirm the branch is open by calling 657-2290209 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0003513 and your account number.
Verifying IFSC CNRB0003513 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0003513 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 657-2290209.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jugsalai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0003513 continue to work without interruption.
Branch address & contact
Canara BankJugsalai Branch
CANARA BANK, KAILASH TOWER STATION ROAD JUGSALAI JAMSHEDPUR DIST-EAST SINGHBHUM-831006
Jugsalai, Jharkhand
Phone: 657-2290209
IFSC: CNRB0003513
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jugsalai branch but serve different purposes.
Can I use IFSC CNRB0003513 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0003513 to send funds instantly.
Is IFSC CNRB0003513 the same for all accounts at Jugsalai branch?
Yes. The IFSC CNRB0003513 is shared by every account held at Canara Bank's Jugsalai branch. Only the account number changes from customer to customer.
What is the phone number of Canara Bank Jugsalai branch?
You can reach the branch at 657-2290209 during regular banking hours.
How do I add Canara Bank Jugsalai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0003513, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Canara Bank Jugsalai branch located?
Canara Bank's Jugsalai branch is located at CANARA BANK, KAILASH TOWER STATION ROAD JUGSALAI JAMSHEDPUR DIST-EAST SINGHBHUM-831006, Jugsalai, Jharkhand.
How quickly will an NEFT transfer using CNRB0003513 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Jugsalai reflect within 30 minutes.
Final notes
To recap: CNRB0003513 is the IFSC code of Canara Bank, JUGSALAI branch, in JUGSALAI, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
