Use this page as a one-stop reference for everything related to Canara Bank's JARAKA branch in JARAKA, ODISHA. The branch's IFSC code CNRB0008408 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0008408 is the IFSC of Canara Bank's JARAKA branch. The format is fixed: CNRB = bank code, 0 = reserved, 008408 = branch identifier.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Jaraka |
| IFSC Code | CNRB0008408 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KHATA 444 PLOT NO PRAYAG MANDAP AT AND PO JARAKA TALUK DHARMASALA JAJPUR DIST ODISHA 755050 |
| City | Jaraka |
| District | Jajpur |
| State | Odisha |
| STD Code | 0 |
| Phone | 18001030 |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Jaraka branch in Jaraka. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0008408.
About the Jaraka branch
The Jaraka branch of Canara Bank is situated at KHATA 444 PLOT NO PRAYAG MANDAP AT AND PO JARAKA TALUK DHARMASALA JAJPUR DIST ODISHA 755050. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0008408 is used.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JARAKA of Canara Bank — its own 11-character IFSC. The code CNRB0008408 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0008408 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CNRB0008408
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0008408 across all three.
How to use IFSC CNRB0008408 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's JARAKA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0008408.
- Confirm the bank name auto-populates as Canara Bank and the branch as JARAKA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to JARAKA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's JARAKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0008408 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – JARAKA, use IMPS. With IFSC CNRB0008408 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0008408 for Canara Bank – JARAKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0008408 | Yes – CNRB0008408 | Yes – CNRB0008408 |
For most retail customers crediting the Jaraka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0008408
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – JARAKA is still mapped to IFSC CNRB0008408. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0008408 and the beneficiary's account number to complete the transfer.
Account types you can open at the Jaraka branch
Once you have an account at Canara Bank – JARAKA, the IFSC CNRB0008408 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Jaraka branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 18001030.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0008408
MICR & cheque-truncation details
Cheques drawn on the Jaraka branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0008408 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Jaraka branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0008408 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – JARAKA:
- The IFSC is exactly CNRB0008408 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and JARAKA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jaraka branch
The branch is located at KHATA 444 PLOT NO PRAYAG MANDAP AT AND PO JARAKA TALUK DHARMASALA JAJPUR DIST ODISHA 755050, which puts it inside Jaraka, the broader Jajpur district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Jaraka branch” — the verified location pin for IFSC CNRB0008408 should appear at the top of the results.
- Confirm the branch is open by calling 18001030 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0008408 and your account number.
Verifying IFSC CNRB0008408 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0008408 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 18001030.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jaraka are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0008408 continue to work without interruption.
Branch address & contact
Canara BankJaraka Branch
KHATA 444 PLOT NO PRAYAG MANDAP AT AND PO JARAKA TALUK DHARMASALA JAJPUR DIST ODISHA 755050
Jaraka, Odisha
Phone: 18001030
IFSC: CNRB0008408
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jaraka branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0008408 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Jaraka reflect within 30 minutes.
Is IFSC CNRB0008408 the same for all accounts at Jaraka branch?
Yes. The IFSC CNRB0008408 is shared by every account held at Canara Bank's Jaraka branch. Only the account number changes from customer to customer.
How do I add Canara Bank Jaraka as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0008408, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Canara Bank Jaraka branch located?
Canara Bank's Jaraka branch is located at KHATA 444 PLOT NO PRAYAG MANDAP AT AND PO JARAKA TALUK DHARMASALA JAJPUR DIST ODISHA 755050, Jaraka, Odisha.
Is IFSC CNRB0008408 valid for NEFT and RTGS?
Yes. IFSC CNRB0008408 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Canara Bank Jaraka branch?
The IFSC code of Canara Bank, Jaraka branch is CNRB0008408. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: CNRB0008408 is the IFSC code of Canara Bank, JARAKA branch, in JARAKA, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
