If you are searching for the IFSC code of Canara Bank, TALAB TILLO JAMMU branch in JAMMU, JAMMU AND KASHMIR, this page has every detail you need. The verified IFSC code for this branch is CNRB0005221. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TALAB TILLO JAMMU branch, and detailed step-by-step guides for using the IFSC CNRB0005221 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's TALAB TILLO JAMMU branch, the IFSC CNRB0005221 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 005221 identifies this particular branch.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Talab Tillo Jammu branch in Jammu. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0005221.
About the Talab Tillo Jammu branch
The Talab Tillo Jammu branch of Canara Bank is situated at F 64,TALAB TILLO,JAMMU 180002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0005221 is used.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Talab Tillo Jammu |
| IFSC Code | CNRB0005221 |
| MICR Code | Refer to cheque leaf |
| Branch Address | F 64,TALAB TILLO,JAMMU 180002 |
| City | Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
| Phone | 9086079489 |
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TALAB TILLO JAMMU of Canara Bank — its own 11-character IFSC. The code CNRB0005221 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0005221 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Talab Tillo Jammu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0005221 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CNRB0005221
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0005221 across all three.
How to use IFSC CNRB0005221 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's TALAB TILLO JAMMU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0005221.
- Confirm the bank name auto-populates as Canara Bank and the branch as TALAB TILLO JAMMU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to TALAB TILLO JAMMU
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's TALAB TILLO JAMMU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0005221 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – TALAB TILLO JAMMU, use IMPS. With IFSC CNRB0005221 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Talab Tillo Jammu
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0005221:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TALAB TILLO JAMMU is still linked to IFSC CNRB0005221.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's TALAB TILLO JAMMU branch, the IFSC CNRB0005221 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Talab Tillo Jammu branch is mapped to IFSC CNRB0005221 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0005221.
Banking services available
The Talab Tillo Jammu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9086079489.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0005221
Online banking and IFSC CNRB0005221
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the TALAB TILLO JAMMU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0005221 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Talab Tillo Jammu branch
The branch is located at F 64,TALAB TILLO,JAMMU 180002, which puts it inside Jammu, the broader Jammu district, and the state of Jammu and Kashmir. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Talab Tillo Jammu branch” — the verified location pin for IFSC CNRB0005221 should appear at the top of the results.
- Confirm the branch is open by calling 9086079489 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0005221 and your account number.
Common mistakes to avoid when using IFSC CNRB0005221
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – TALAB TILLO JAMMU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0005221. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Talab Tillo Jammu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0005221 continue to work without interruption.
Verifying IFSC CNRB0005221 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0005221 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9086079489.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankTalab Tillo Jammu Branch
F 64,TALAB TILLO,JAMMU 180002
Jammu, Jammu and Kashmir
Phone: 9086079489
IFSC: CNRB0005221
Frequently asked questions
Does Canara Bank Talab Tillo Jammu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9086079489 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Talab Tillo Jammu branch but serve different purposes.
How do I add Canara Bank Talab Tillo Jammu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0005221, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Canara Bank Talab Tillo Jammu branch?
The IFSC code of Canara Bank, Talab Tillo Jammu branch is CNRB0005221. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CNRB0005221 valid for NEFT and RTGS?
Yes. IFSC CNRB0005221 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Canara Bank Talab Tillo Jammu branch located?
Canara Bank's Talab Tillo Jammu branch is located at F 64,TALAB TILLO,JAMMU 180002, Jammu, Jammu and Kashmir.
Summary
The IFSC code CNRB0005221 belongs to Canara Bank's TALAB TILLO JAMMU branch, located at F 64,TALAB TILLO,JAMMU 180002 in JAMMU, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
