Below are the complete branch details for Canara Bank, RAH JAMMU branch, located in JAMMU, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0002238. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0002238 for Canara Bank – RAH JAMMU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – RAH JAMMU is CNRB0002238. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002238 map to this branch in JAMMU, JAMMU AND KASHMIR.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Rah Jammu branch — IFSC CNRB0002238 — extends the bank's services to customers in and around Jammu, Jammu and Kashmir.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Rah Jammu |
| IFSC Code | CNRB0002238 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KARAN BHAWAN SHALIMAR ROAD JAMMU JAMMU AND KASHMIR 180001 |
| City | Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
About the Rah Jammu branch
The Rah Jammu branch of Canara Bank is situated at KARAN BHAWAN SHALIMAR ROAD JAMMU JAMMU AND KASHMIR 180001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0002238 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's RAH JAMMU branch came to be assigned the code CNRB0002238.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0002238, money simply cannot be routed to the RAH JAMMU branch electronically.
Account types you can open at the Rah Jammu branch
Once you have an account at Canara Bank – RAH JAMMU, the IFSC CNRB0002238 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Rah Jammu branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0002238
How to transfer money using IFSC CNRB0002238
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0002238 across all three.
NEFT to Canara Bank, RAH JAMMU using IFSC CNRB0002238
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0002238, and confirm that the system picks up Canara Bank – RAH JAMMU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAH JAMMU
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's RAH JAMMU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0002238 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – RAH JAMMU, use IMPS. With IFSC CNRB0002238 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Rah Jammu
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0002238:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAH JAMMU is still linked to IFSC CNRB0002238.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CNRB0002238
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – RAH JAMMU is still mapped to IFSC CNRB0002238. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0002238 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Rah Jammu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0002238 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Rah Jammu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0002238 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – RAH JAMMU:
- The IFSC is exactly CNRB0002238 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and RAH JAMMU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Rah Jammu branch sits at KARAN BHAWAN SHALIMAR ROAD JAMMU JAMMU AND KASHMIR 180001. If you are travelling from outside Jammu, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0002238 and your account number.
Verifying IFSC CNRB0002238 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0002238 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rah Jammu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0002238 continue to work without interruption.
Branch address & contact
Canara BankRah Jammu Branch
KARAN BHAWAN SHALIMAR ROAD JAMMU JAMMU AND KASHMIR 180001
Jammu, Jammu and Kashmir
Phone: the branch contact number
IFSC: CNRB0002238
Frequently asked questions
Where is Canara Bank Rah Jammu branch located?
Canara Bank's Rah Jammu branch is located at KARAN BHAWAN SHALIMAR ROAD JAMMU JAMMU AND KASHMIR 180001, Jammu, Jammu and Kashmir.
How quickly will an NEFT transfer using CNRB0002238 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Rah Jammu reflect within 30 minutes.
Can I use IFSC CNRB0002238 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0002238 to send funds instantly.
Is IFSC CNRB0002238 the same for all accounts at Rah Jammu branch?
Yes. The IFSC CNRB0002238 is shared by every account held at Canara Bank's Rah Jammu branch. Only the account number changes from customer to customer.
What is the phone number of Canara Bank Rah Jammu branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the IFSC code of Canara Bank Rah Jammu branch?
The IFSC code of Canara Bank, Rah Jammu branch is CNRB0002238. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code CNRB0002238 belongs to Canara Bank's RAH JAMMU branch, located at KARAN BHAWAN SHALIMAR ROAD JAMMU JAMMU AND KASHMIR 180001 in JAMMU, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
