IFSC Code of Canara Bank, Specialised SME Branch Jalandhar Ii Branch, Punjab

Use this page as a one-stop reference for everything related to Canara Bank's SPECIALISED SME BRANCH JALANDHAR II branch in JALANDHAR, PUNJAB. The branch's IFSC code CNRB0018130 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Canara Bank's SPECIALISED SME BRANCH JALANDHAR II branch, the IFSC CNRB0018130 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 018130 identifies this particular branch.

About Canara Bank

Canara Bank operates a wide network of branches across India, including the Specialised SME Branch Jalandhar Ii branch in Jalandhar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0018130.

Specialised SME Branch Jalandhar Ii branch overview

Located at NEAR HOTEL SKYLARK MODEL TOWN ROAD PUNJAB 144 001, the Specialised SME Branch Jalandhar Ii branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0018130 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SPECIALISED SME BRANCH JALANDHAR II branch came to be assigned the code CNRB0018130.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0018130, money simply cannot be routed to the SPECIALISED SME BRANCH JALANDHAR II branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0018130 and the account number together uniquely identify the Specialised SME Branch Jalandhar Ii branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC CNRB0018130

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0018130 across all three.

How to use IFSC CNRB0018130 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's SPECIALISED SME BRANCH JALANDHAR II branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CNRB0018130.
4. Confirm the bank name auto-populates as Canara Bank and the branch as SPECIALISED SME BRANCH JALANDHAR II.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SPECIALISED SME BRANCH JALANDHAR II

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's SPECIALISED SME BRANCH JALANDHAR II branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0018130 while initiating the transfer and the credit will appear within minutes.

IMPS to Canara Bank SPECIALISED SME BRANCH JALANDHAR II (IFSC CNRB0018130)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0018130 in your mobile or internet banking app, and the money is credited to the SPECIALISED SME BRANCH JALANDHAR II branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CNRB0018130 for Canara Bank – SPECIALISED SME BRANCH JALANDHAR II, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Specialised SME Branch Jalandhar Ii branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's SPECIALISED SME BRANCH JALANDHAR II branch, the IFSC CNRB0018130 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Specialised SME Branch Jalandhar Ii branch

Once you have an account at Canara Bank – SPECIALISED SME BRANCH JALANDHAR II, the IFSC CNRB0018130 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Specialised SME Branch Jalandhar Ii branch can access most of Canara Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CNRB0018130

Digital banking channels

Most day-to-day work that customers used to do at the Specialised SME Branch Jalandhar Ii branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0018130 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Specialised SME Branch Jalandhar Ii branch

The branch is located at NEAR HOTEL SKYLARK MODEL TOWN ROAD PUNJAB 144 001, which puts it inside Jalandhar, the broader Jalandhar district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Canara Bank Specialised SME Branch Jalandhar Ii branch” — the verified location pin for IFSC CNRB0018130 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0018130 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – SPECIALISED SME BRANCH JALANDHAR II:

• The IFSC is exactly CNRB0018130 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and SPECIALISED SME BRANCH JALANDHAR II as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Specialised SME Branch Jalandhar Ii are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0018130 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CNRB0018130 for Canara Bank – SPECIALISED SME BRANCH JALANDHAR II, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: CNRB0018130 is the IFSC code of Canara Bank, SPECIALISED SME BRANCH JALANDHAR II branch, in JALANDHAR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.