IFSC Code of Canara Bank, Kanjikuzhi Branch, Kerala

Use this page as a one-stop reference for everything related to Canara Bank's KANJIKUZHI branch in IDIKKI, KERALA. The branch's IFSC code CNRB0006418 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Canara Bank – KANJIKUZHI is CNRB0006418. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006418 map to this branch in IDIKKI, KERALA.

Bank profile

Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kanjikuzhi branch — IFSC CNRB0006418 — extends the bank's services to customers in and around Idikki, Kerala.

Branch details at a glance

About this branch

The branch is located at CANARA BANK XII/401F,OPP BUSSTAND NEAR GRAMA PANCHAYATH OFFICE KANJUKUZHI,IDUKKI DISTRICT KERALA 685606. It serves the Idikki region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0006418 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's KANJIKUZHI branch came to be assigned the code CNRB0006418.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0006418, money simply cannot be routed to the KANJIKUZHI branch electronically.

Products and account variants supported

Every account opened at the Kanjikuzhi branch is mapped to IFSC CNRB0006418 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CNRB0006418.

Products and services

Customers walking into the Kanjikuzhi branch can access most of Canara Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CNRB0006418

How to transfer money using IFSC CNRB0006418

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0006418 across all three.

How to use IFSC CNRB0006418 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's KANJIKUZHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CNRB0006418.
4. Confirm the bank name auto-populates as Canara Bank and the branch as KANJIKUZHI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC CNRB0006418

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – KANJIKUZHI, ensure your bank's portal accepts IFSC CNRB0006418 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Canara Bank KANJIKUZHI (IFSC CNRB0006418)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0006418 in your mobile or internet banking app, and the money is credited to the KANJIKUZHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kanjikuzhi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0006418:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KANJIKUZHI is still linked to IFSC CNRB0006418.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's KANJIKUZHI branch, the IFSC CNRB0006418 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC CNRB0006418

Canara Bank customers can register for net banking and the bank's official mobile app once their account at the KANJIKUZHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0006418 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0006418 and the account number together uniquely identify the Kanjikuzhi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KANJIKUZHI:

• The IFSC is exactly CNRB0006418 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and KANJIKUZHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kanjikuzhi branch

The branch is located at CANARA BANK XII/401F,OPP BUSSTAND NEAR GRAMA PANCHAYATH OFFICE KANJUKUZHI,IDUKKI DISTRICT KERALA 685606, which puts it inside Idikki, the broader Idukki district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Canara Bank Kanjikuzhi branch” — the verified location pin for IFSC CNRB0006418 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9999999999 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0006418 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CNRB0006418 for Canara Bank – KANJIKUZHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kanjikuzhi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0006418, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0006418 belongs to Canara Bank's KANJIKUZHI branch, located at CANARA BANK XII/401F,OPP BUSSTAND NEAR GRAMA PANCHAYATH OFFICE… in IDIKKI, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.