This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, HARDOI branch in HARDOI. The 11-digit IFSC CNRB0004881 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the HARDOI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's HARDOI branch, the IFSC CNRB0004881 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 004881 identifies this particular branch.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Hardoi branch in Hardoi, Uttar Pradesh is part of this network and uses the IFSC code CNRB0004881 for all electronic settlement.
About the Hardoi branch
The Hardoi branch of Canara Bank is situated at CANARA BANK NAGHETA ROAD,OPP INCOME TAX OFFICE DIST-HARDOI HARDOI UTTAR PRADESH 241001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0004881 is used.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Hardoi |
| IFSC Code | CNRB0004881 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK NAGHETA ROAD,OPP INCOME TAX OFFICE DIST-HARDOI HARDOI UTTAR PRADESH 241001 |
| City | Hardoi |
| District | Hardoi |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 1234567890 |
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HARDOI of Canara Bank — its own 11-character IFSC. The code CNRB0004881 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0004881 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0004881 and the account number together uniquely identify the Hardoi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CNRB0004881
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004881 across all three.
How to use IFSC CNRB0004881 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's HARDOI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0004881.
- Confirm the bank name auto-populates as Canara Bank and the branch as HARDOI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HARDOI
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's HARDOI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0004881 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank HARDOI (IFSC CNRB0004881)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0004881 in your mobile or internet banking app, and the money is credited to the HARDOI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0004881 for Canara Bank – HARDOI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0004881 | Yes – CNRB0004881 | Yes – CNRB0004881 |
For most retail customers crediting the Hardoi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0004881
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – HARDOI is still mapped to IFSC CNRB0004881. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0004881 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Hardoi branch is mapped to IFSC CNRB0004881 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0004881.
Products and services
Customers walking into the Hardoi branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0004881
Digital banking channels
Most day-to-day work that customers used to do at the Hardoi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0004881 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Hardoi branch sits at CANARA BANK NAGHETA ROAD,OPP INCOME TAX OFFICE DIST-HARDOI HARDOI UTTAR PRADESH 241001. If you are travelling from outside Hardoi, search for the branch on a maps application using the bank name and locality, or call 91-1234567890 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0004881 and your account number.
Common mistakes to avoid when using IFSC CNRB0004881
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – HARDOI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0004881. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Hardoi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0004881 continue to work without interruption.
Verifying IFSC CNRB0004881 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0004881 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-1234567890.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankHardoi Branch
CANARA BANK NAGHETA ROAD,OPP INCOME TAX OFFICE DIST-HARDOI HARDOI UTTAR PRADESH 241001
Hardoi, Uttar Pradesh
Phone: 91-1234567890
IFSC: CNRB0004881
Frequently asked questions
Where is Canara Bank Hardoi branch located?
Canara Bank's Hardoi branch is located at CANARA BANK NAGHETA ROAD,OPP INCOME TAX OFFICE DIST-HARDOI HARDOI UTTAR PRADESH 241001, Hardoi, Uttar Pradesh.
Can I use IFSC CNRB0004881 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0004881 to send funds instantly.
What is the IFSC code of Canara Bank Hardoi branch?
The IFSC code of Canara Bank, Hardoi branch is CNRB0004881. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CNRB0004881 the same for all accounts at Hardoi branch?
Yes. The IFSC CNRB0004881 is shared by every account held at Canara Bank's Hardoi branch. Only the account number changes from customer to customer.
What is the phone number of Canara Bank Hardoi branch?
You can reach the branch at 91-1234567890 during regular banking hours.
How quickly will an NEFT transfer using CNRB0004881 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Hardoi reflect within 30 minutes.
How do I add Canara Bank Hardoi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0004881, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Canara Bank Hardoi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-1234567890 to confirm.
Final notes
To recap: CNRB0004881 is the IFSC code of Canara Bank, HARDOI branch, in HARDOI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
