Use this page as a one-stop reference for everything related to Canara Bank's HARAUDA branch in HARAUDA, UTTAR PRADESH. The branch's IFSC code CNRB0018782 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0018782 is the IFSC of Canara Bank's HARAUDA branch. The format is fixed: CNRB = bank code, 0 = reserved, 018782 = branch identifier.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Harauda branch in Harauda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0018782.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Harauda |
| IFSC Code | CNRB0018782 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HARAUDAPOSTSIMBHAOLIPIN 245 207 |
| City | Harauda |
| District | Ghaziabad |
| State | Uttar Pradesh |
About this branch
The branch is located at HARAUDAPOSTSIMBHAOLIPIN 245 207. It serves the Harauda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0018782 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's HARAUDA branch came to be assigned the code CNRB0018782.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0018782, money simply cannot be routed to the HARAUDA branch electronically.
Products and account variants supported
Every account opened at the Harauda branch is mapped to IFSC CNRB0018782 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0018782.
Banking services available
The Harauda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0018782
How to transfer money using IFSC CNRB0018782
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0018782 across all three.
NEFT to Canara Bank, HARAUDA using IFSC CNRB0018782
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0018782, and confirm that the system picks up Canara Bank – HARAUDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HARAUDA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's HARAUDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0018782 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – HARAUDA, use IMPS. With IFSC CNRB0018782 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0018782 for Canara Bank – HARAUDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0018782 | Yes – CNRB0018782 | Yes – CNRB0018782 |
For most retail customers crediting the Harauda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's HARAUDA branch, the IFSC CNRB0018782 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CNRB0018782
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the HARAUDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0018782 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0018782 and the account number together uniquely identify the Harauda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CNRB0018782
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – HARAUDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0018782. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Harauda branch
The branch is located at HARAUDAPOSTSIMBHAOLIPIN 245 207, which puts it inside Harauda, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Harauda branch” — the verified location pin for IFSC CNRB0018782 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0018782 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0018782 for Canara Bank – HARAUDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Harauda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0018782 continue to work without interruption.
Branch address & contact
Canara BankHarauda Branch
HARAUDAPOSTSIMBHAOLIPIN 245 207
Harauda, Uttar Pradesh
Phone: the branch contact number
IFSC: CNRB0018782
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Harauda branch but serve different purposes.
Is IFSC CNRB0018782 the same for all accounts at Harauda branch?
Yes. The IFSC CNRB0018782 is shared by every account held at Canara Bank's Harauda branch. Only the account number changes from customer to customer.
What is the IFSC code of Canara Bank Harauda branch?
The IFSC code of Canara Bank, Harauda branch is CNRB0018782. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Canara Bank Harauda branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of Canara Bank Harauda branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is Canara Bank Harauda branch located?
Canara Bank's Harauda branch is located at HARAUDAPOSTSIMBHAOLIPIN 245 207, Harauda, Uttar Pradesh.
Is IFSC CNRB0018782 valid for NEFT and RTGS?
Yes. IFSC CNRB0018782 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC CNRB0018782 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0018782 to send funds instantly.
Final notes
To recap: CNRB0018782 is the IFSC code of Canara Bank, HARAUDA branch, in HARAUDA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
