Below are the complete branch details for Canara Bank, HAMIRPUR branch, located in HAMIRPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0004294. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0004294 for Canara Bank – HAMIRPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's HAMIRPUR branch, the IFSC CNRB0004294 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 004294 identifies this particular branch.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Hamirpur branch — IFSC CNRB0004294 — extends the bank's services to customers in and around Hamirpur, Uttar Pradesh.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Hamirpur |
| IFSC Code | CNRB0004294 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK,HAMIRPUR |
| City | Hamirpur |
| District | Hamirpur |
| State | Uttar Pradesh |
| STD Code | 5282 |
| Phone | 819280040 |
About this branch
The branch is located at CANARA BANK,HAMIRPUR. It serves the Hamirpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0004294 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's HAMIRPUR branch came to be assigned the code CNRB0004294.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0004294, money simply cannot be routed to the HAMIRPUR branch electronically.
Products and account variants supported
Every account opened at the Hamirpur branch is mapped to IFSC CNRB0004294 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0004294.
Banking services available
The Hamirpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5282-819280040.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0004294
How to transfer money using IFSC CNRB0004294
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004294 across all three.
How to use IFSC CNRB0004294 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's HAMIRPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0004294.
- Confirm the bank name auto-populates as Canara Bank and the branch as HAMIRPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CNRB0004294
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – HAMIRPUR, ensure your bank's portal accepts IFSC CNRB0004294 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – HAMIRPUR, use IMPS. With IFSC CNRB0004294 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Hamirpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0004294:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HAMIRPUR is still linked to IFSC CNRB0004294.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CNRB0004294
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – HAMIRPUR is still mapped to IFSC CNRB0004294. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0004294 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Hamirpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0004294 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Hamirpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0004294 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – HAMIRPUR:
- The IFSC is exactly CNRB0004294 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and HAMIRPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Hamirpur branch sits at CANARA BANK,HAMIRPUR. If you are travelling from outside Hamirpur, search for the branch on a maps application using the bank name and locality, or call 5282-819280040 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0004294 and your account number.
Verifying IFSC CNRB0004294 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0004294 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5282-819280040.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hamirpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0004294, however, work 24x7.
Branch address & contact
Canara BankHamirpur Branch
CANARA BANK,HAMIRPUR
Hamirpur, Uttar Pradesh
Phone: 5282-819280040
IFSC: CNRB0004294
Frequently asked questions
Where is Canara Bank Hamirpur branch located?
Canara Bank's Hamirpur branch is located at CANARA BANK,HAMIRPUR, Hamirpur, Uttar Pradesh.
How quickly will an NEFT transfer using CNRB0004294 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Hamirpur reflect within 30 minutes.
Can I use IFSC CNRB0004294 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0004294 to send funds instantly.
What is the phone number of Canara Bank Hamirpur branch?
You can reach the branch at 5282-819280040 during regular banking hours.
How do I add Canara Bank Hamirpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0004294, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0004294 the same for all accounts at Hamirpur branch?
Yes. The IFSC CNRB0004294 is shared by every account held at Canara Bank's Hamirpur branch. Only the account number changes from customer to customer.
Is IFSC CNRB0004294 valid for NEFT and RTGS?
Yes. IFSC CNRB0004294 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code CNRB0004294 belongs to Canara Bank's HAMIRPUR branch, located at CANARA BANK,HAMIRPUR in HAMIRPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
