Below are the complete branch details for Canara Bank, HARDA II branch, located in GWALIOR, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0017785. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0017785 for Canara Bank – HARDA II — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0017785 is the IFSC of Canara Bank's HARDA II branch. The format is fixed: CNRB = bank code, 0 = reserved, 017785 = branch identifier.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Harda Ii branch — IFSC CNRB0017785 — extends the bank's services to customers in and around Gwalior, Madhya Pradesh.
About the Harda Ii branch
The Harda Ii branch of Canara Bank is situated at UPPER GROUND FLOOR NEAR MADHAV COLLEGE OPP SHUJABAD BHAVAB NAI SADAK LASHKAR GWALIOR MADHYA PRADESH INDIA 474001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0017785 is used.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Harda Ii |
| IFSC Code | CNRB0017785 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR NEAR MADHAV COLLEGE OPP SHUJABAD BHAVAB NAI SADAK LASHKAR GWALIOR MADHYA PRADESH INDIA 474001 |
| City | Gwalior |
| District | Gwalior |
| State | Madhya Pradesh |
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HARDA II of Canara Bank — its own 11-character IFSC. The code CNRB0017785 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0017785 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0017785 and the account number together uniquely identify the Harda Ii branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CNRB0017785
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0017785 across all three.
How to use IFSC CNRB0017785 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's HARDA II branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0017785.
- Confirm the bank name auto-populates as Canara Bank and the branch as HARDA II.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HARDA II
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's HARDA II branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0017785 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – HARDA II, use IMPS. With IFSC CNRB0017785 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0017785 for Canara Bank – HARDA II, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0017785 | Yes – CNRB0017785 | Yes – CNRB0017785 |
For most retail customers crediting the Harda Ii branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0017785
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – HARDA II is still mapped to IFSC CNRB0017785. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0017785 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Harda Ii branch is mapped to IFSC CNRB0017785 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0017785.
Banking services available
The Harda Ii branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0017785
Digital banking channels
Most day-to-day work that customers used to do at the Harda Ii branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0017785 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Harda Ii branch
The branch is located at UPPER GROUND FLOOR NEAR MADHAV COLLEGE OPP SHUJABAD BHAVAB NAI SADAK LASHKAR GWALIOR MADHYA PRADESH INDIA 474001, which puts it inside Gwalior, the broader Gwalior district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Harda Ii branch” — the verified location pin for IFSC CNRB0017785 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0017785 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – HARDA II:
- The IFSC is exactly CNRB0017785 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and HARDA II as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Harda Ii branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0017785, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0017785 for Canara Bank – HARDA II, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Canara BankHarda Ii Branch
UPPER GROUND FLOOR NEAR MADHAV COLLEGE OPP SHUJABAD BHAVAB NAI SADAK LASHKAR GWALIOR MADHYA PRADESH INDIA 474001
Gwalior, Madhya Pradesh
Phone: the branch contact number
IFSC: CNRB0017785
Frequently asked questions
Is IFSC CNRB0017785 the same for all accounts at Harda Ii branch?
Yes. The IFSC CNRB0017785 is shared by every account held at Canara Bank's Harda Ii branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Harda Ii branch but serve different purposes.
Does Canara Bank Harda Ii branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Can I use IFSC CNRB0017785 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0017785 to send funds instantly.
What is the phone number of Canara Bank Harda Ii branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is Canara Bank Harda Ii branch located?
Canara Bank's Harda Ii branch is located at UPPER GROUND FLOOR NEAR MADHAV COLLEGE OPP SHUJABAD BHAVAB NAI SADAK LASHKAR GWALIOR MADHYA PRADESH INDIA 474001, Gwalior, Madhya Pradesh.
What is the IFSC code of Canara Bank Harda Ii branch?
The IFSC code of Canara Bank, Harda Ii branch is CNRB0017785. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using CNRB0017785 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Harda Ii reflect within 30 minutes.
Summary
The IFSC code CNRB0017785 belongs to Canara Bank's HARDA II branch, located at UPPER GROUND FLOOR NEAR MADHAV COLLEGE OPP SHUJABAD BHAVAB NAI SADAK LASHKAR… in GWALIOR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
