Below are the complete branch details for Canara Bank, GUWAHATI SME branch, located in GUWAHATI, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0004254. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0004254 for Canara Bank – GUWAHATI SME — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0004254 is the IFSC of Canara Bank's GUWAHATI SME branch. The format is fixed: CNRB = bank code, 0 = reserved, 004254 = branch identifier.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Guwahati SME |
| IFSC Code | CNRB0004254 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2ND FLOOR, RADHIKA BHAWAN, GANESHGURI CHARIALI, DISPUR, PIN781006 |
| City | Guwahati |
| District | Kamrup Metropolitan |
| State | Assam |
| STD Code | 91 |
| Phone | 9475557444 |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Guwahati SME branch in Guwahati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0004254.
Guwahati SME branch overview
Located at 2ND FLOOR, RADHIKA BHAWAN, GANESHGURI CHARIALI, DISPUR, PIN781006, the Guwahati SME branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0004254 is required for all interbank electronic transfers routed through this branch.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GUWAHATI SME of Canara Bank — its own 11-character IFSC. The code CNRB0004254 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0004254 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CNRB0004254
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004254 across all three.
NEFT to Canara Bank, GUWAHATI SME using IFSC CNRB0004254
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0004254, and confirm that the system picks up Canara Bank – GUWAHATI SME. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GUWAHATI SME
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's GUWAHATI SME branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0004254 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank GUWAHATI SME (IFSC CNRB0004254)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0004254 in your mobile or internet banking app, and the money is credited to the GUWAHATI SME branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Guwahati SME
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0004254:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GUWAHATI SME is still linked to IFSC CNRB0004254.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's GUWAHATI SME branch, the IFSC CNRB0004254 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Guwahati SME branch is mapped to IFSC CNRB0004254 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0004254.
Banking services available
The Guwahati SME branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9475557444.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0004254
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0004254 and the account number together uniquely identify the Guwahati SME branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CNRB0004254
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the GUWAHATI SME branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0004254 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – GUWAHATI SME:
- The IFSC is exactly CNRB0004254 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and GUWAHATI SME as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Guwahati SME branch sits at 2ND FLOOR, RADHIKA BHAWAN, GANESHGURI CHARIALI, DISPUR, PIN781006. If you are travelling from outside Guwahati, search for the branch on a maps application using the bank name and locality, or call 91-9475557444 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0004254 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0004254 for Canara Bank – GUWAHATI SME, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Guwahati SME are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0004254 continue to work without interruption.
Branch address & contact
Canara BankGuwahati SME Branch
2ND FLOOR, RADHIKA BHAWAN, GANESHGURI CHARIALI, DISPUR, PIN781006
Guwahati, Assam
Phone: 91-9475557444
IFSC: CNRB0004254
Frequently asked questions
Where is Canara Bank Guwahati SME branch located?
Canara Bank's Guwahati SME branch is located at 2ND FLOOR, RADHIKA BHAWAN, GANESHGURI CHARIALI, DISPUR, PIN781006, Guwahati, Assam.
Does Canara Bank Guwahati SME branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9475557444 to confirm.
Can I use IFSC CNRB0004254 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0004254 to send funds instantly.
Is IFSC CNRB0004254 the same for all accounts at Guwahati SME branch?
Yes. The IFSC CNRB0004254 is shared by every account held at Canara Bank's Guwahati SME branch. Only the account number changes from customer to customer.
Is IFSC CNRB0004254 valid for NEFT and RTGS?
Yes. IFSC CNRB0004254 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CNRB0004254 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Guwahati SME reflect within 30 minutes.
Summary
The IFSC code CNRB0004254 belongs to Canara Bank's GUWAHATI SME branch, located at 2ND FLOOR, RADHIKA BHAWAN, GANESHGURI CHARIALI, DISPUR, PIN781006 in GUWAHATI, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
