IFSC Code of Canara Bank, Guntur Chuttugunta Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Canara Bank's GUNTUR CHUTTUGUNTA branch in GUNTUR CHUTTUGUNTA, ANDHRA PRADESH. The branch's IFSC code CNRB0008475 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Canara Bank – GUNTUR CHUTTUGUNTA is CNRB0008475. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008475 map to this branch in GUNTUR CHUTTUGUNTA, ANDHRA PRADESH.

About the bank

Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Guntur Chuttugunta branch in Guntur Chuttugunta, Andhra Pradesh is part of this network and uses the IFSC code CNRB0008475 for all electronic settlement.

Branch details at a glance

About the Guntur Chuttugunta branch

The Guntur Chuttugunta branch of Canara Bank is situated at D NO 86 61 JB COMMERCIAL COMPLEX VIP ROAD CHUTTUGUNTA DIST GUNTUR ANDHRA PRADESH 522003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0008475 is used.

Why every Canara Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GUNTUR CHUTTUGUNTA of Canara Bank — its own 11-character IFSC. The code CNRB0008475 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0008475 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Guntur Chuttugunta branch

Once you have an account at Canara Bank – GUNTUR CHUTTUGUNTA, the IFSC CNRB0008475 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Guntur Chuttugunta branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 180030.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0008475

How to transfer money using IFSC CNRB0008475

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0008475 across all three.

How to use IFSC CNRB0008475 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's GUNTUR CHUTTUGUNTA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CNRB0008475.
4. Confirm the bank name auto-populates as Canara Bank and the branch as GUNTUR CHUTTUGUNTA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GUNTUR CHUTTUGUNTA

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's GUNTUR CHUTTUGUNTA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0008475 while initiating the transfer and the credit will appear within minutes.

IMPS to Canara Bank GUNTUR CHUTTUGUNTA (IFSC CNRB0008475)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0008475 in your mobile or internet banking app, and the money is credited to the GUNTUR CHUTTUGUNTA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Guntur Chuttugunta

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0008475:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GUNTUR CHUTTUGUNTA is still linked to IFSC CNRB0008475.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's GUNTUR CHUTTUGUNTA branch, the IFSC CNRB0008475 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Guntur Chuttugunta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0008475 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0008475 and the account number together uniquely identify the Guntur Chuttugunta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC CNRB0008475

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – GUNTUR CHUTTUGUNTA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CNRB0008475.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Guntur Chuttugunta branch sits at D NO 86 61 JB COMMERCIAL COMPLEX VIP ROAD CHUTTUGUNTA DIST GUNTUR ANDHRA PRADESH 522003. If you are travelling from outside Guntur Chuttugunta, search for the branch on a maps application using the bank name and locality, or call 180030 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0008475 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CNRB0008475 for Canara Bank – GUNTUR CHUTTUGUNTA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Guntur Chuttugunta branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0008475, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: CNRB0008475 is the IFSC code of Canara Bank, GUNTUR CHUTTUGUNTA branch, in GUNTUR CHUTTUGUNTA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.