Use this page as a one-stop reference for everything related to Canara Bank's KHANADAL FI branch in GULBARGA, KARNATAKA. The branch's IFSC code CNRB0008923 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – KHANADAL FI is CNRB0008923. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008923 map to this branch in GULBARGA, KARNATAKA.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khanadal Fi branch in Gulbarga, Karnataka is part of this network and uses the IFSC code CNRB0008923 for all electronic settlement.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Khanadal Fi |
| IFSC Code | CNRB0008923 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GUNJ ROAD GULBARGA GULBARGA KARNATAKA 585103 |
| City | Gulbarga |
| District | Gulbarga |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9480687857 |
About the Khanadal Fi branch
The Khanadal Fi branch of Canara Bank is situated at GUNJ ROAD GULBARGA GULBARGA KARNATAKA 585103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0008923 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's KHANADAL FI branch came to be assigned the code CNRB0008923.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0008923, money simply cannot be routed to the KHANADAL FI branch electronically.
Products and account variants supported
Every account opened at the Khanadal Fi branch is mapped to IFSC CNRB0008923 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0008923.
Banking services available
The Khanadal Fi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9480687857.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0008923
How to transfer money using IFSC CNRB0008923
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0008923 across all three.
How to use IFSC CNRB0008923 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's KHANADAL FI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0008923.
- Confirm the bank name auto-populates as Canara Bank and the branch as KHANADAL FI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CNRB0008923
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – KHANADAL FI, ensure your bank's portal accepts IFSC CNRB0008923 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – KHANADAL FI, use IMPS. With IFSC CNRB0008923 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0008923 for Canara Bank – KHANADAL FI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0008923 | Yes – CNRB0008923 | Yes – CNRB0008923 |
For most retail customers crediting the Khanadal Fi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's KHANADAL FI branch, the IFSC CNRB0008923 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Khanadal Fi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0008923 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Khanadal Fi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0008923 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KHANADAL FI:
- The IFSC is exactly CNRB0008923 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and KHANADAL FI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Khanadal Fi branch
The branch is located at GUNJ ROAD GULBARGA GULBARGA KARNATAKA 585103, which puts it inside Gulbarga, the broader Gulbarga district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Khanadal Fi branch” — the verified location pin for IFSC CNRB0008923 should appear at the top of the results.
- Confirm the branch is open by calling 91-9480687857 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0008923 and your account number.
Verifying IFSC CNRB0008923 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0008923 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9480687857.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khanadal Fi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0008923, however, work 24x7.
Branch address & contact
Canara BankKhanadal Fi Branch
GUNJ ROAD GULBARGA GULBARGA KARNATAKA 585103
Gulbarga, Karnataka
Phone: 91-9480687857
IFSC: CNRB0008923
Frequently asked questions
Is IFSC CNRB0008923 valid for NEFT and RTGS?
Yes. IFSC CNRB0008923 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Canara Bank Khanadal Fi branch?
The IFSC code of Canara Bank, Khanadal Fi branch is CNRB0008923. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Canara Bank Khanadal Fi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0008923, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0008923 the same for all accounts at Khanadal Fi branch?
Yes. The IFSC CNRB0008923 is shared by every account held at Canara Bank's Khanadal Fi branch. Only the account number changes from customer to customer.
Where is Canara Bank Khanadal Fi branch located?
Canara Bank's Khanadal Fi branch is located at GUNJ ROAD GULBARGA GULBARGA KARNATAKA 585103, Gulbarga, Karnataka.
How quickly will an NEFT transfer using CNRB0008923 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Khanadal Fi reflect within 30 minutes.
What is the phone number of Canara Bank Khanadal Fi branch?
You can reach the branch at 91-9480687857 during regular banking hours.
Does Canara Bank Khanadal Fi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9480687857 to confirm.
Final notes
To recap: CNRB0008923 is the IFSC code of Canara Bank, KHANADAL FI branch, in GULBARGA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
