Below are the complete branch details for Canara Bank, GIDDAR BAHA branch, located in GIDDAR BAHA, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0004892. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0004892 for Canara Bank – GIDDAR BAHA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – GIDDAR BAHA is CNRB0004892. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004892 map to this branch in GIDDAR BAHA, PUNJAB.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Giddar Baha |
| IFSC Code | CNRB0004892 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK NEAR BANK OF INDIA OPP PREET GAS SERVICE GIDDER BAHA DIST MUKTSAR GIDDER BAHA PUNJAB 123 |
| City | Giddar Baha |
| District | Muktsar |
| State | Punjab |
| STD Code | 172 |
| Phone | 2604260 |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Giddar Baha branch in Giddar Baha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0004892.
About this branch
The branch is located at CANARA BANK NEAR BANK OF INDIA OPP PREET GAS SERVICE GIDDER BAHA DIST MUKTSAR GIDDER BAHA PUNJAB 123. It serves the Giddar Baha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0004892 is used to identify this branch on the RBI payments network.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GIDDAR BAHA of Canara Bank — its own 11-character IFSC. The code CNRB0004892 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0004892 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CNRB0004892
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004892 across all three.
NEFT to Canara Bank, GIDDAR BAHA using IFSC CNRB0004892
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0004892, and confirm that the system picks up Canara Bank – GIDDAR BAHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GIDDAR BAHA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's GIDDAR BAHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0004892 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank GIDDAR BAHA (IFSC CNRB0004892)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0004892 in your mobile or internet banking app, and the money is credited to the GIDDAR BAHA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Giddar Baha
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0004892:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GIDDAR BAHA is still linked to IFSC CNRB0004892.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's GIDDAR BAHA branch, the IFSC CNRB0004892 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Giddar Baha branch
Once you have an account at Canara Bank – GIDDAR BAHA, the IFSC CNRB0004892 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Giddar Baha branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 172-2604260.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0004892
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0004892 and the account number together uniquely identify the Giddar Baha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Giddar Baha branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0004892 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CNRB0004892
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – GIDDAR BAHA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0004892. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Giddar Baha branch
The branch is located at CANARA BANK NEAR BANK OF INDIA OPP PREET GAS SERVICE GIDDER BAHA DIST MUKTSAR GIDDER BAHA PUNJAB 123, which puts it inside Giddar Baha, the broader Muktsar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Giddar Baha branch” — the verified location pin for IFSC CNRB0004892 should appear at the top of the results.
- Confirm the branch is open by calling 172-2604260 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0004892 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0004892 for Canara Bank – GIDDAR BAHA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Giddar Baha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0004892 continue to work without interruption.
Branch address & contact
Canara BankGiddar Baha Branch
CANARA BANK NEAR BANK OF INDIA OPP PREET GAS SERVICE GIDDER BAHA DIST MUKTSAR GIDDER BAHA PUNJAB 123
Giddar Baha, Punjab
Phone: 172-2604260
IFSC: CNRB0004892
Frequently asked questions
What is the phone number of Canara Bank Giddar Baha branch?
You can reach the branch at 172-2604260 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Giddar Baha branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0004892 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Giddar Baha reflect within 30 minutes.
How do I add Canara Bank Giddar Baha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0004892, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0004892 the same for all accounts at Giddar Baha branch?
Yes. The IFSC CNRB0004892 is shared by every account held at Canara Bank's Giddar Baha branch. Only the account number changes from customer to customer.
Does Canara Bank Giddar Baha branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 172-2604260 to confirm.
Final notes
To recap: CNRB0004892 is the IFSC code of Canara Bank, GIDDAR BAHA branch, in GIDDAR BAHA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
