If you are searching for the IFSC code of Bank of Maharashtra, GANDHIDHAM branch in GANDHIDHAM, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is MAHB0001307. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GANDHIDHAM branch, and detailed step-by-step guides for using the IFSC MAHB0001307 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's GANDHIDHAM branch, the IFSC MAHB0001307 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 001307 identifies this particular branch.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gandhidham branch in Gandhidham, Gujarat is part of this network and uses the IFSC code MAHB0001307 for all electronic settlement.
About the Gandhidham branch
The Gandhidham branch of Bank of Maharashtra is situated at PLOT NO.334, ASHIRWAD COMPLEX GANDHIDHAMWARD NO.12B. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0001307 is used.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Gandhidham |
| IFSC Code | MAHB0001307 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO.334, ASHIRWAD COMPLEX GANDHIDHAMWARD NO.12B |
| City | Gandhidham |
| District | Kachchh |
| State | Gujarat |
| STD Code | 91 |
| Phone | 6357374020 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's GANDHIDHAM branch came to be assigned the code MAHB0001307.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0001307, money simply cannot be routed to the GANDHIDHAM branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Gandhidham branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0001307 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0001307
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001307 across all three.
How to use IFSC MAHB0001307 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's GANDHIDHAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0001307.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as GANDHIDHAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0001307
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – GANDHIDHAM, ensure your bank's portal accepts IFSC MAHB0001307 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – GANDHIDHAM, use IMPS. With IFSC MAHB0001307 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0001307 for Bank of Maharashtra – GANDHIDHAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0001307 | Yes – MAHB0001307 | Yes – MAHB0001307 |
For most retail customers crediting the Gandhidham branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0001307
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – GANDHIDHAM is still mapped to IFSC MAHB0001307. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0001307 and the beneficiary's account number to complete the transfer.
Account types you can open at the Gandhidham branch
Once you have an account at Bank of Maharashtra – GANDHIDHAM, the IFSC MAHB0001307 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gandhidham branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-6357374020.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0001307
Online banking and IFSC MAHB0001307
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the GANDHIDHAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0001307 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Gandhidham branch
The branch is located at PLOT NO.334, ASHIRWAD COMPLEX GANDHIDHAMWARD NO.12B, which puts it inside Gandhidham, the broader Kachchh district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Gandhidham branch” — the verified location pin for IFSC MAHB0001307 should appear at the top of the results.
- Confirm the branch is open by calling 91-6357374020 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0001307 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – GANDHIDHAM:
- The IFSC is exactly MAHB0001307 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and GANDHIDHAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Gandhidham are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0001307 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0001307 for Bank of Maharashtra – GANDHIDHAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of MaharashtraGandhidham Branch
PLOT NO.334, ASHIRWAD COMPLEX GANDHIDHAMWARD NO.12B
Gandhidham, Gujarat
Phone: 91-6357374020
IFSC: MAHB0001307
Frequently asked questions
What is the phone number of Bank of Maharashtra Gandhidham branch?
You can reach the branch at 91-6357374020 during regular banking hours.
Does Bank of Maharashtra Gandhidham branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-6357374020 to confirm.
Is IFSC MAHB0001307 valid for NEFT and RTGS?
Yes. IFSC MAHB0001307 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Maharashtra Gandhidham as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0001307, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MAHB0001307 the same for all accounts at Gandhidham branch?
Yes. The IFSC MAHB0001307 is shared by every account held at Bank of Maharashtra's Gandhidham branch. Only the account number changes from customer to customer.
Can I use IFSC MAHB0001307 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0001307 to send funds instantly.
Summary
The IFSC code MAHB0001307 belongs to Bank of Maharashtra's GANDHIDHAM branch, located at PLOT NO.334, ASHIRWAD COMPLEX GANDHIDHAMWARD NO.12B in GANDHIDHAM, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
