Use this page as a one-stop reference for everything related to Bank of India's RANGHOLA branch in RANGHOLA PO SANOSARA TAL UMRALADIST BHAVNAGAR, GUJARAT. The branch's IFSC code BKID0003215 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – RANGHOLA is BKID0003215. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003215 map to this branch in RANGHOLA PO SANOSARA TAL UMRALADIST BHAVNAGAR, GUJARAT.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Ranghola |
| IFSC Code | BKID0003215 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RANGHOLAPO SANOSARA TAL UMRALA DIST BHAVNAGAR |
| City | Ranghola Po Sanosara Tal Umraladist Bhavnagar |
| District | Ranghola Po Sanosara Tal Umraladist Bhavnagar |
| State | Gujarat |
| STD Code | 2843 |
| Phone | 2843234230 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Ranghola branch in Ranghola Po Sanosara Tal Umraladist Bhavnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0003215.
About the Ranghola branch
The Ranghola branch of Bank of India is situated at RANGHOLAPO SANOSARA TAL UMRALA DIST BHAVNAGAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0003215 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RANGHOLA of Bank of India — its own 11-character IFSC. The code BKID0003215 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0003215 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0003215
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0003215 across all three.
NEFT to Bank of India, RANGHOLA using IFSC BKID0003215
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0003215, and confirm that the system picks up Bank of India – RANGHOLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0003215
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – RANGHOLA, ensure your bank's portal accepts IFSC BKID0003215 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India RANGHOLA (IFSC BKID0003215)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0003215 in your mobile or internet banking app, and the money is credited to the RANGHOLA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ranghola
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0003215:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RANGHOLA is still linked to IFSC BKID0003215.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's RANGHOLA branch, the IFSC BKID0003215 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ranghola branch is mapped to IFSC BKID0003215 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0003215.
Products and services
Customers walking into the Ranghola branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0003215
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0003215 and the account number together uniquely identify the Ranghola branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BKID0003215
Bank of India customers can register for net banking and the bank's official mobile app once their account at the RANGHOLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0003215 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BKID0003215
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – RANGHOLA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0003215. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ranghola branch sits at RANGHOLAPO SANOSARA TAL UMRALA DIST BHAVNAGAR. If you are travelling from outside Ranghola Po Sanosara Tal Umraladist Bhavnagar, search for the branch on a maps application using the bank name and locality, or call 2843-2843234230 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0003215 and your account number.
Verifying IFSC BKID0003215 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0003215 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2843-2843234230.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ranghola branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0003215, however, work 24x7.
Branch address & contact
Bank of IndiaRanghola Branch
RANGHOLAPO SANOSARA TAL UMRALA DIST BHAVNAGAR
Ranghola Po Sanosara Tal Umraladist Bhavnagar, Gujarat
Phone: 2843-2843234230
IFSC: BKID0003215
Frequently asked questions
Is IFSC BKID0003215 valid for NEFT and RTGS?
Yes. IFSC BKID0003215 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of India Ranghola branch?
The IFSC code of Bank of India, Ranghola branch is BKID0003215. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ranghola branch but serve different purposes.
What is the phone number of Bank of India Ranghola branch?
You can reach the branch at 2843-2843234230 during regular banking hours.
How do I add Bank of India Ranghola as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0003215, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Ranghola branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2843-2843234230 to confirm.
How quickly will an NEFT transfer using BKID0003215 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Ranghola reflect within 30 minutes.
Summary
The IFSC code BKID0003215 belongs to Bank of India's RANGHOLA branch, located at RANGHOLAPO SANOSARA TAL UMRALA DIST BHAVNAGAR in RANGHOLA PO SANOSARA TAL UMRALADIST BHAVNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
